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ZipNumbers

Jefferson County · New York

ZIP code 13628

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 13628 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
185

ZCTA residents

Median income
$53,750

Household, past 12 months

Median home
$116,500

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 13628 sits in Jefferson County, New York and is home to 185 people. Median household income is $53,750, the median home is worth $116,500 and median gross rent is $1,304. 78.2% of households own their home, and purchases are taxed at 4% (New York state rate).

County
Jefferson County

FIPS 36045

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 13628

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
185ZIP 13628 residents
Median household income
$53,750Past 12 months, inflation adjusted
Median home value
$116,500Owner-occupied units
Median gross rent
$1,304Rent plus utilities, monthly
Median age
25.9 yrsAll residents
Homeownership rate
78.2%Owner-occupied households

Sales tax in 13628

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
29%Median rent ÷ median income
Price-to-income
2.2×Home value ÷ household income
Est. mortgage
$604/mo20% down, 30-yr at 6.75%
Poverty rate
18.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 13628 compares

ZIP 13628 against the median ZIP in Jefferson County and across New York.

MeasureZIP 13628County medianState medianvs state
Median household income$53,750$75,673$79,429-32%
Median home value$116,500$188,900$232,800-50%
Median gross rent$1,304$967$1,125+16%
Population1851,6282,819-93%

Medians are computed across the 38 ZIP areas in Jefferson County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 10% of 1,625 state ZIPs

#1,465
Home value

above 11% of 1,631 state ZIPs

#1,454
Population

larger than 11% of 1,824 state ZIPs

#1,628

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
14418Yates County$53,750$196,300$846
14819Steuben County$53,750$83,600$1,321
13905Broome County$53,757$137,700$993
11355Queens County$53,700$711,500$1,664
14411Orleans County$53,626$108,500$888
12413Greene County$53,958$208,200$1,278

Nearby ZIP codes

Other ZIP codes filed under Jefferson County.

ZIP 13628 questions

Common questions about this ZIP code.

Where is ZIP code 13628?
ZIP 13628 lies mostly in Jefferson County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 13628?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 13628 expensive to live in?
Median rent runs $1,304 a month, about 29% of median household income, and the median home is worth $116,500-50% against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 13628, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.