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Oswego County · New York

ZIP code 13135

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 13135 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
6,229

ZCTA residents

Median income
$82,977

Household, past 12 months

Median home
$166,900

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 13135 sits in Oswego County, New York and is home to 6,229 people. Median household income is $82,977, the median home is worth $166,900 and median gross rent is $965. 73.4% of households own their home, and purchases are taxed at 4% (New York state rate).

County
Oswego County

FIPS 36075

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 13135

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
6,229ZIP 13135 residents
Median household income
$82,977Past 12 months, inflation adjusted
Median home value
$166,900Owner-occupied units
Median gross rent
$965Rent plus utilities, monthly
Median age
44.3 yrsAll residents
Homeownership rate
73.4%Owner-occupied households

ZIP 13135 in context

How this area compares with national benchmarks.

ZIP 13135 is a mid-size town in Oswego County, New York, with 6,229 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #654 of 1,824 ranked by population — larger than 64% of them. The median age here is 44.3 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 13135 earn a median of $82,977 a year, 5.7% above the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 12.5% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 13135 is valued at $166,900, 45% below the national figure, while median gross rent runs $965 a month, 31.4% below the national figure, or roughly $11,580 across a full year. A household on the local median income would put about 14% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 73.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Median income runs above the national figure while poverty also runs above it — a split distribution, not a uniformly comfortable place. Averages hide that; the two numbers together do not.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 13135 in context

How 13135 sits inside Oswego County and New York.

ZIP 13135 is tabulated inside Oswego County, New York, one of 22 ZIP areas the Census publishes for that county and 1,826 across New York. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 13135 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 13135 reports a median household income of $82,977, 20% above the $69,300 county median, and 4% above the $79,429 typical NY ZIP. Owner-occupied homes are valued at a median of $166,900, 21% above the county figure and 28% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $965 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New York charges 4% statewide, and local governments overlapping 13135 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 13135 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 13135

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
14%Median rent ÷ median income
Price-to-income
2.0×Home value ÷ household income
Est. mortgage
$866/mo20% down, 30-yr at 6.75%
Poverty rate
12.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 13135 compares

ZIP 13135 against the median ZIP in Oswego County and across New York.

MeasureZIP 13135County medianState medianvs state
Median household income$82,977$69,300$79,429+4%
Median home value$166,900$138,200$232,800-28%
Median gross rent$965$965$1,125-14%
Population6,2292,6892,819+121%

Medians are computed across the 22 ZIP areas in Oswego County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 54% of 1,625 state ZIPs

#744
Home value

above 30% of 1,631 state ZIPs

#1,148
Population

larger than 64% of 1,824 state ZIPs

#654

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
12834Washington County$82,931$234,900$1,154
14226Erie County$83,023$237,500$1,093
13141Cortland County$83,125$159,900$1,104
13416Herkimer County$83,125$160,000$738
11236Kings County$82,813$710,300$1,637
12790Sullivan County$82,772$203,400$1,414

Nearby ZIP codes

Other ZIP codes filed under Oswego County.

Adjacent ZIP Codes

Other ZIP codes in Oswego County, New York.

ZIP 13135 questions

Common questions about this ZIP code.

Where is ZIP code 13135?
ZIP 13135 lies mostly in Oswego County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 13135?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 13135 expensive to live in?
Median rent runs $965 a month, about 14% of median household income, and the median home is worth $166,900 — -28% against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 13135, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.