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Sullivan County · New York

ZIP code 12759

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 12759 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,835

ZCTA residents

Median income
$60,656

Household, past 12 months

Median home
$77,500

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 12759 sits in Sullivan County, New York and is home to 1,835 people. Median household income is $60,656, the median home is worth $77,500 and median gross rent is $1,148. 51.3% of households own their home, and purchases are taxed at 4% (New York state rate).

County
Sullivan County

FIPS 36105

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 12759

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,835ZIP 12759 residents
Median household income
$60,656Past 12 months, inflation adjusted
Median home value
$77,500Owner-occupied units
Median gross rent
$1,148Rent plus utilities, monthly
Median age
19.5 yrsAll residents
Homeownership rate
51.3%Owner-occupied households

ZIP 12759 in context

How this area compares with national benchmarks.

ZIP 12759 is a small town in Sullivan County, New York, with 1,835 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1091 of 1,824 ranked by population — larger than 40% of them. The median age here is 19.5 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 12759 earn a median of $60,656 a year, 22.8% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 33.5% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 12759 is valued at $77,500, 74.5% below the national figure, while median gross rent runs $1,148 a month, 18.3% below the national figure, or roughly $13,776 across a full year. A household on the local median income would put about 22.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 1.3×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 51.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 19.5 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 12759 in context

How 12759 sits inside Sullivan County and New York.

ZIP 12759 is tabulated inside Sullivan County, New York, one of 52 ZIP areas the Census publishes for that county and 1,826 across New York. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 12759 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 12759 reports a median household income of $60,656, 15% below the $71,058 county median, and 24% below the $79,429 typical NY ZIP. Owner-occupied homes are valued at a median of $77,500, 71% below the county figure and 67% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,148 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New York charges 4% statewide, and local governments overlapping 12759 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 12759 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 12759

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
23%Median rent ÷ median income
Price-to-income
1.3×Home value ÷ household income
Est. mortgage
$402/mo20% down, 30-yr at 6.75%
Poverty rate
33.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 12759 compares

ZIP 12759 against the median ZIP in Sullivan County and across New York.

MeasureZIP 12759County medianState medianvs state
Median household income$60,656$71,058$79,429-24%
Median home value$77,500$267,400$232,800-67%
Median gross rent$1,148$979$1,125+2%
Population1,8356022,819-35%

Medians are computed across the 52 ZIP areas in Sullivan County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 18% of 1,625 state ZIPs

#1,326
Home value

above 1% of 1,631 state ZIPs

#1,614
Population

larger than 40% of 1,824 state ZIPs

#1,091

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
13060Onondaga County$60,661$116,600$968
13808Otsego County$60,682$157,000$673
13083Oswego County$60,625$134,500$1,021
12986Franklin County$60,717$132,400$683
12842Hamilton County$60,592$227,400$717
13493Oswego County$60,735$109,700$909

Nearby ZIP codes

Other ZIP codes filed under Sullivan County.

Adjacent ZIP Codes

Other ZIP codes in Sullivan County, New York.

ZIP 12759 questions

Common questions about this ZIP code.

Where is ZIP code 12759?
ZIP 12759 lies mostly in Sullivan County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 12759?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 12759 expensive to live in?
Median rent runs $1,148 a month, about 23% of median household income, and the median home is worth $77,500 — -67% against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 12759, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.