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ZipNumbers

Delaware County · New York

ZIP code 12434

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 12434 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
892

ZCTA residents

Median income
$48,558

Household, past 12 months

Median home
$167,500

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 12434 sits in Delaware County, New York and is home to 892 people. Median household income is $48,558, the median home is worth $167,500 and median gross rent is $920. 81% of households own their home, and purchases are taxed at 4% (New York state rate).

County
Delaware County

FIPS 36025

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 12434

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
892ZIP 12434 residents
Median household income
$48,558Past 12 months, inflation adjusted
Median home value
$167,500Owner-occupied units
Median gross rent
$920Rent plus utilities, monthly
Median age
39.9 yrsAll residents
Homeownership rate
81%Owner-occupied households

Sales tax in 12434

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
23%Median rent ÷ median income
Price-to-income
3.4×Home value ÷ household income
Est. mortgage
$869/mo20% down, 30-yr at 6.75%
Poverty rate
5.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 12434 compares

ZIP 12434 against the median ZIP in Delaware County and across New York.

MeasureZIP 12434County medianState medianvs state
Median household income$48,558$69,537$79,429-39%
Median home value$167,500$207,500$232,800-28%
Median gross rent$920$910$1,125-18%
Population8927012,819-68%

Medians are computed across the 34 ZIP areas in Delaware County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 6% of 1,625 state ZIPs

#1,531
Home value

above 30% of 1,631 state ZIPs

#1,143
Population

larger than 28% of 1,824 state ZIPs

#1,321

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
14203Erie County$48,529$1,167
14810Steuben County$48,613$113,300$737
14055Erie County$48,621$177,700$817
13437Oswego County$48,375$90,000$1,089
10039New York County$48,792$478,200$1,211
13856Delaware County$48,852$144,100$764

Nearby ZIP codes

Other ZIP codes filed under Delaware County.

ZIP 12434 questions

Common questions about this ZIP code.

Where is ZIP code 12434?
ZIP 12434 lies mostly in Delaware County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 12434?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 12434 expensive to live in?
Median rent runs $920 a month, about 23% of median household income, and the median home is worth $167,500-28% against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 12434, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.