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ZipNumbers

Schoharie County · New York

ZIP code 12071

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 12071 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
221

ZCTA residents

Median income
$69,013

Household, past 12 months

Median home
$189,500

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 12071 sits in Schoharie County, New York and is home to 221 people. Median household income is $69,013, the median home is worth $189,500 and median gross rent is $719. 76.8% of households own their home, and purchases are taxed at 4% (New York state rate).

County
Schoharie County

FIPS 36095

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 12071

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
221ZIP 12071 residents
Median household income
$69,013Past 12 months, inflation adjusted
Median home value
$189,500Owner-occupied units
Median gross rent
$719Rent plus utilities, monthly
Median age
42.3 yrsAll residents
Homeownership rate
76.8%Owner-occupied households

Sales tax in 12071

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
13%Median rent ÷ median income
Price-to-income
2.7×Home value ÷ household income
Est. mortgage
$983/mo20% down, 30-yr at 6.75%
Poverty rate
5.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 12071 compares

ZIP 12071 against the median ZIP in Schoharie County and across New York.

MeasureZIP 12071County medianState medianvs state
Median household income$69,013$70,886$79,429-13%
Median home value$189,500$180,150$232,800-19%
Median gross rent$719$934$1,125-36%
Population2219992,819-92%

Medians are computed across the 18 ZIP areas in Schoharie County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 33% of 1,625 state ZIPs

#1,091
Home value

above 38% of 1,631 state ZIPs

#1,012
Population

larger than 12% of 1,824 state ZIPs

#1,601

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
14130Wyoming County$69,000$81,700
12583Dutchess County$69,063$390,700$1,616
14826Steuben County$69,088$115,800$742
13655Franklin County$69,089$196,500$1,025
13409Madison County$69,103$126,100$875
14167Wyoming County$69,110$138,600$710

Nearby ZIP codes

Other ZIP codes filed under Schoharie County.

ZIP 12071 questions

Common questions about this ZIP code.

Where is ZIP code 12071?
ZIP 12071 lies mostly in Schoharie County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 12071?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 12071 expensive to live in?
Median rent runs $719 a month, about 13% of median household income, and the median home is worth $189,500-19% against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 12071, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.