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Suffolk County · New York

ZIP code 11782

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 11782 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
14,537

ZCTA residents

Median income
$144,786

Household, past 12 months

Median home
$614,300

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 11782 sits in Suffolk County, New York and is home to 14,537 people. Median household income is $144,786, the median home is worth $614,300 and median gross rent is $2,338. 76.3% of households own their home, and purchases are taxed at 4% (New York state rate).

County
Suffolk County

FIPS 36103

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 11782

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
14,537ZIP 11782 residents
Median household income
$144,786Past 12 months, inflation adjusted
Median home value
$614,300Owner-occupied units
Median gross rent
$2,338Rent plus utilities, monthly
Median age
44.1 yrsAll residents
Homeownership rate
76.3%Owner-occupied households

ZIP 11782 in context

How this area compares with national benchmarks.

ZIP 11782 is a mid-size town in Suffolk County, New York, with 14,537 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #408 of 1,824 ranked by population — larger than 77% of them. The median age here is 44.1 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 11782 earn a median of $144,786 a year, 84.4% above the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 5.9% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 11782 is valued at $614,300, 102.5% above the national figure, while median gross rent runs $2,338 a month, 66.3% above the national figure, or roughly $28,056 across a full year. A household on the local median income would put about 19.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4.2×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 76.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 11782 in context

How 11782 sits inside Suffolk County and New York.

ZIP 11782 is tabulated inside Suffolk County, New York, one of 108 ZIP areas the Census publishes for that county and 1,826 across New York. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 11782 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 11782 reports a median household income of $144,786, 12% above the $128,844 county median, and 82% above the $79,429 typical NY ZIP. Owner-occupied homes are valued at a median of $614,300, close to the county figure and 164% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $2,338 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New York charges 4% statewide, and local governments overlapping 11782 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 11782 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 11782

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
4.2×Home value ÷ household income
Est. mortgage
$3,187/mo20% down, 30-yr at 6.75%
Poverty rate
5.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 11782 compares

ZIP 11782 against the median ZIP in Suffolk County and across New York.

MeasureZIP 11782County medianState medianvs state
Median household income$144,786$128,844$79,429+82%
Median home value$614,300$614,300$232,800+164%
Median gross rent$2,338$2,240$1,125+108%
Population14,5379,5492,819+416%

Medians are computed across the 108 ZIP areas in Suffolk County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 90% of 1,625 state ZIPs

#159
Home value

above 82% of 1,631 state ZIPs

#299
Population

larger than 78% of 1,824 state ZIPs

#408

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
11001Nassau County$144,755$714,600$2,196
14534Monroe County$144,832$343,800$1,676
11572Nassau County$144,419$627,300$2,118
10505Westchester County$145,250$859,500$1,398
11565Nassau County$145,290$628,500$1,861
10605Westchester County$145,587$761,200$2,195

Nearby ZIP codes

Other ZIP codes filed under Suffolk County.

Adjacent ZIP Codes

Other ZIP codes in Suffolk County, New York.

ZIP 11782 questions

Common questions about this ZIP code.

Where is ZIP code 11782?
ZIP 11782 lies mostly in Suffolk County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 11782?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 11782 expensive to live in?
Median rent runs $2,338 a month, about 19% of median household income, and the median home is worth $614,300 — +164% against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 11782, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.