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ZipNumbers

Suffolk County · New York

ZIP code 11738

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 11738 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
20,246

ZCTA residents

Median income
$139,008

Household, past 12 months

Median home
$455,000

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 11738 sits in Suffolk County, New York and is home to 20,246 people. Median household income is $139,008, the median home is worth $455,000 and median gross rent is $2,789. 79.5% of households own their home, and purchases are taxed at 4% (New York state rate).

County
Suffolk County

FIPS 36103

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 11738

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
20,246ZIP 11738 residents
Median household income
$139,008Past 12 months, inflation adjusted
Median home value
$455,000Owner-occupied units
Median gross rent
$2,789Rent plus utilities, monthly
Median age
35.1 yrsAll residents
Homeownership rate
79.5%Owner-occupied households

Sales tax in 11738

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
24%Median rent ÷ median income
Price-to-income
3.3×Home value ÷ household income
Est. mortgage
$2,361/mo20% down, 30-yr at 6.75%
Poverty rate
5.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 11738 compares

ZIP 11738 against the median ZIP in Suffolk County and across New York.

MeasureZIP 11738County medianState medianvs state
Median household income$139,008$128,844$79,429+75%
Median home value$455,000$614,300$232,800+95%
Median gross rent$2,789$2,240$1,125+148%
Population20,2469,5492,819+618%

Medians are computed across the 108 ZIP areas in Suffolk County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 89% of 1,625 state ZIPs

#182
Home value

above 74% of 1,631 state ZIPs

#421
Population

larger than 82% of 1,824 state ZIPs

#325

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
13860Delaware County$138,967
11581Nassau County$138,821$652,700$2,198
10307Richmond County$138,807$799,100$1,618
11231Kings County$138,485$1,678,900$2,474
11741Suffolk County$138,417$504,000$2,434
11729Suffolk County$138,350$496,100$1,889

Nearby ZIP codes

Other ZIP codes filed under Suffolk County.

ZIP 11738 questions

Common questions about this ZIP code.

Where is ZIP code 11738?
ZIP 11738 lies mostly in Suffolk County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 11738?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 11738 expensive to live in?
Median rent runs $2,789 a month, about 24% of median household income, and the median home is worth $455,000+95% against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 11738, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.