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Catron County · New Mexico

ZIP code 87820

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 87820 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
238

ZCTA residents

Median income
—

Household, past 12 months

Median home
$93,000

Owner-occupied value

Sales tax
4.875%

New Mexico state rate

Quick answer

ZIP 87820 sits in Catron County, New Mexico and is home to 238 people. Median household income is —, the median home is worth $93,000 and median gross rent is —. 100% of households own their home, and purchases are taxed at 4.875% (New Mexico state rate).

County
Catron County

FIPS 35003

State
New Mexico (NM)

372 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 87820

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
238ZIP 87820 residents
Median household income
—Past 12 months, inflation adjusted
Median home value
$93,000Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
53.8 yrsAll residents
Homeownership rate
100%Owner-occupied households

ZIP 87820 in context

How this area compares with national benchmarks.

ZIP 87820 is a very small community in Catron County, New Mexico, with 238 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #279 of 372 ranked by population — larger than 25% of them. The median age here is 53.8 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 87820 earn a median of not published a year. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 42% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 87820 is valued at $93,000, 69.3% below the national figure, while median gross rent runs not published a month. 100% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 53.8 puts ZIP 87820 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 238 residents, a handful of survey responses moves every median on this page. Compare ZIP 87820 against its county rather than against national figures.

The Census withheld household income, gross rent for ZIP 87820 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 87820 in context

How 87820 sits inside Catron County and New Mexico.

ZIP 87820 is tabulated inside Catron County, New Mexico, one of 7 ZIP areas the Census publishes for that county and 372 across New Mexico. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 87820 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 87820 reports a median household income of not published. Owner-occupied homes are valued at a median of $93,000, 53% below the county figure and 48% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New Mexico charges 4.875% statewide, and local governments overlapping 87820 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 87820 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 87820

What a purchase inside this ZIP costs at checkout.

Rate applied
4.875%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$49Before any exemptions

New Mexico levies 4.875% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
—Home value ÷ household income
Est. mortgage
$483/mo20% down, 30-yr at 6.75%
Poverty rate
42%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 87820 compares

ZIP 87820 against the median ZIP in Catron County and across New Mexico.

MeasureZIP 87820County medianState medianvs state
Median household income—$47,798$53,479—
Median home value$93,000$197,700$177,700-48%
Median gross rent—$696$875—
Population238589903-74%

Medians are computed across the 7 ZIP areas in Catron County and the 372 ZIP areas in New Mexico.

Statewide rank

Where this ZIP places among all 372 New Mexico ZIP areas.

Income

Not published

—
Home value

above 16% of 261 state ZIPs

#219
Population

larger than 25% of 372 state ZIPs

#279

Nearby ZIP codes

Other ZIP codes filed under Catron County.

Adjacent ZIP Codes

Other ZIP codes in Catron County, New Mexico.

ZIP 87820 questions

Common questions about this ZIP code.

Where is ZIP code 87820?
ZIP 87820 lies mostly in Catron County, New Mexico. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 87820?
New Mexico charges 4.875% statewide, plus any county, city or district rate that applies locally.
Is 87820 expensive to live in?
Median rent runs — a month, and the median home is worth $93,000 — -48% against the typical New Mexico ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 87820, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.