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San Juan County · New Mexico

ZIP code 87417

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 87417 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
6,507

ZCTA residents

Median income
$65,396

Household, past 12 months

Median home
$180,400

Owner-occupied value

Sales tax
4.875%

New Mexico state rate

Quick answer

ZIP 87417 sits in San Juan County, New Mexico and is home to 6,507 people. Median household income is $65,396, the median home is worth $180,400 and median gross rent is $799. 69.4% of households own their home, and purchases are taxed at 4.875% (New Mexico state rate).

County
San Juan County

FIPS 35045

State
New Mexico (NM)

372 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 87417

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
6,507ZIP 87417 residents
Median household income
$65,396Past 12 months, inflation adjusted
Median home value
$180,400Owner-occupied units
Median gross rent
$799Rent plus utilities, monthly
Median age
33.6 yrsAll residents
Homeownership rate
69.4%Owner-occupied households

ZIP 87417 in context

How this area compares with national benchmarks.

ZIP 87417 is a mid-size town in San Juan County, New Mexico, with 6,507 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #68 of 372 ranked by population — larger than 81% of them. The median age here is 33.6 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 87417 earn a median of $65,396 a year, 16.7% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 18.7% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 87417 is valued at $180,400, 40.5% below the national figure, while median gross rent runs $799 a month, 43.2% below the national figure, or roughly $9,588 across a full year. A household on the local median income would put about 14.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 69.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 87417 in context

How 87417 sits inside San Juan County and New Mexico.

ZIP 87417 is tabulated inside San Juan County, New Mexico, one of 16 ZIP areas the Census publishes for that county and 372 across New Mexico. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 87417 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 87417 reports a median household income of $65,396, 52% above the $42,966 county median, and 22% above the $53,479 typical NM ZIP. Owner-occupied homes are valued at a median of $180,400, 44% above the county figure and close to the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $799 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New Mexico charges 4.875% statewide, and local governments overlapping 87417 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 87417 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 87417

What a purchase inside this ZIP costs at checkout.

Rate applied
4.875%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$49Before any exemptions

New Mexico levies 4.875% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
2.8×Home value ÷ household income
Est. mortgage
$936/mo20% down, 30-yr at 6.75%
Poverty rate
18.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 87417 compares

ZIP 87417 against the median ZIP in San Juan County and across New Mexico.

MeasureZIP 87417County medianState medianvs state
Median household income$65,396$42,966$53,479+22%
Median home value$180,400$125,500$177,700+2%
Median gross rent$799$888$875-9%
Population6,5071,969903+621%

Medians are computed across the 16 ZIP areas in San Juan County and the 372 ZIP areas in New Mexico.

Statewide rank

Where this ZIP places among all 372 New Mexico ZIP areas.

Income

richer than 69% of 276 state ZIPs

#85
Home value

above 51% of 261 state ZIPs

#128
Population

larger than 82% of 372 state ZIPs

#68

Comparable ZIP codes

New Mexico ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
88240Lea County$65,394$177,200$1,124
87001Sandoval County$65,417$224,800—
88007Doña Ana County$65,022$232,200$794
87056Santa Fe County$64,806$197,300—
87732Mora County$66,087$118,600—
88046Doña Ana County$66,300$253,000—

Nearby ZIP codes

Other ZIP codes filed under San Juan County.

Adjacent ZIP Codes

Other ZIP codes in San Juan County, New Mexico.

ZIP 87417 questions

Common questions about this ZIP code.

Where is ZIP code 87417?
ZIP 87417 lies mostly in San Juan County, New Mexico. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 87417?
New Mexico charges 4.875% statewide, plus any county, city or district rate that applies locally.
Is 87417 expensive to live in?
Median rent runs $799 a month, about 15% of median household income, and the median home is worth $180,400 — +2% against the typical New Mexico ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 87417, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.