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McKinley County · New Mexico

ZIP code 87319

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 87319 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
3,205

ZCTA residents

Median income
$38,508

Household, past 12 months

Median home
$29,600

Owner-occupied value

Sales tax
4.875%

New Mexico state rate

Quick answer

ZIP 87319 sits in McKinley County, New Mexico and is home to 3,205 people. Median household income is $38,508, the median home is worth $29,600 and median gross rent is —. 78.7% of households own their home, and purchases are taxed at 4.875% (New Mexico state rate).

County
McKinley County

FIPS 35031

State
New Mexico (NM)

372 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 87319

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
3,205ZIP 87319 residents
Median household income
$38,508Past 12 months, inflation adjusted
Median home value
$29,600Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
28.6 yrsAll residents
Homeownership rate
78.7%Owner-occupied households

ZIP 87319 in context

How this area compares with national benchmarks.

ZIP 87319 is a small town in McKinley County, New Mexico, with 3,205 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #96 of 372 ranked by population — larger than 74% of them. The median age here is 28.6 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 87319 earn a median of $38,508 a year, 51% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 47.6% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 87319 is valued at $29,600, 90.2% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 0.8×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 78.7% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 28.6 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address.

The Census withheld gross rent for ZIP 87319 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 87319 in context

How 87319 sits inside McKinley County and New Mexico.

ZIP 87319 is tabulated inside McKinley County, New Mexico, one of 20 ZIP areas the Census publishes for that county and 372 across New Mexico. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 87319 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 87319 reports a median household income of $38,508, 11% below the $43,152 county median, and 28% below the $53,479 typical NM ZIP. Owner-occupied homes are valued at a median of $29,600, 48% below the county figure and 83% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New Mexico charges 4.875% statewide, and local governments overlapping 87319 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 87319 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 87319

What a purchase inside this ZIP costs at checkout.

Rate applied
4.875%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$49Before any exemptions

New Mexico levies 4.875% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
0.8×Home value ÷ household income
Est. mortgage
$154/mo20% down, 30-yr at 6.75%
Poverty rate
47.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 87319 compares

ZIP 87319 against the median ZIP in McKinley County and across New Mexico.

MeasureZIP 87319County medianState medianvs state
Median household income$38,508$43,152$53,479-28%
Median home value$29,600$57,100$177,700-83%
Median gross rent—$685$875—
Population3,2052,228903+255%

Medians are computed across the 20 ZIP areas in McKinley County and the 372 ZIP areas in New Mexico.

Statewide rank

Where this ZIP places among all 372 New Mexico ZIP areas.

Income

richer than 21% of 276 state ZIPs

#218
Home value

above 2% of 261 state ZIPs

#256
Population

larger than 74% of 372 state ZIPs

#96

Comparable ZIP codes

New Mexico ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
87420San Juan County$38,079$101,600$693
87521Rio Arriba County$38,983$188,500$948
87021Cibola County$39,041$131,500$832
88340Otero County$39,185$53,500$365
87937Doña Ana County$39,250$102,000$474
88030Luna County$39,514$113,700$712

Nearby ZIP codes

Other ZIP codes filed under McKinley County.

Adjacent ZIP Codes

Other ZIP codes in McKinley County, New Mexico.

ZIP 87319 questions

Common questions about this ZIP code.

Where is ZIP code 87319?
ZIP 87319 lies mostly in McKinley County, New Mexico. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 87319?
New Mexico charges 4.875% statewide, plus any county, city or district rate that applies locally.
Is 87319 expensive to live in?
Median rent runs — a month, and the median home is worth $29,600 — -83% against the typical New Mexico ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 87319, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.