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ZipNumbers

Elko County · Nevada

ZIP code 89815

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 89815 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
15,707

ZCTA residents

Median income
$103,691

Household, past 12 months

Median home
$310,100

Owner-occupied value

Sales tax
4.6%

Nevada state rate

Quick answer

ZIP 89815 sits in Elko County, Nevada and is home to 15,707 people. Median household income is $103,691, the median home is worth $310,100 and median gross rent is $1,393. 88.9% of households own their home, and purchases are taxed at 4.6% (Nevada state rate).

County
Elko County

FIPS 32007

State
Nevada (NV)

180 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 89815

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
15,707ZIP 89815 residents
Median household income
$103,691Past 12 months, inflation adjusted
Median home value
$310,100Owner-occupied units
Median gross rent
$1,393Rent plus utilities, monthly
Median age
35.2 yrsAll residents
Homeownership rate
88.9%Owner-occupied households

Sales tax in 89815

What a purchase inside this ZIP costs at checkout.

Rate applied
4.6%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$46Before any exemptions

Nevada levies 4.6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
3.0×Home value ÷ household income
Est. mortgage
$1,609/mo20% down, 30-yr at 6.75%
Poverty rate
10.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 89815 compares

ZIP 89815 against the median ZIP in Elko County and across Nevada.

MeasureZIP 89815County medianState medianvs state
Median household income$103,691$64,583$75,764+37%
Median home value$310,100$256,650$373,500-17%
Median gross rent$1,393$911$1,364+2%
Population15,7075967,380+113%

Medians are computed across the 13 ZIP areas in Elko County and the 180 ZIP areas in Nevada.

Statewide rank

Where this ZIP places among all 180 Nevada ZIP areas.

Income

richer than 80% of 150 state ZIPs

#30
Home value

above 39% of 153 state ZIPs

#94
Population

larger than 59% of 180 state ZIPs

#73

Comparable ZIP codes

Nevada ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
89179Clark County$104,589$416,000$2,070
89047Esmeralda County$104,821
89178Clark County$104,985$451,800$2,030
89423Douglas County$101,455$646,500$1,953
89166Clark County$106,060$475,900$1,757
89143Clark County$101,230$437,500$1,799

Nearby ZIP codes

Other ZIP codes filed under Elko County.

ZIP 89815 questions

Common questions about this ZIP code.

Where is ZIP code 89815?
ZIP 89815 lies mostly in Elko County, Nevada. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 89815?
Nevada charges 4.6% statewide, plus any county, city or district rate that applies locally.
Is 89815 expensive to live in?
Median rent runs $1,393 a month, about 16% of median household income, and the median home is worth $310,100-17% against the typical Nevada ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 89815, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.