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Clark County · Nevada

ZIP code 89146

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 89146 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
20,727

ZCTA residents

Median income
$64,330

Household, past 12 months

Median home
$432,700

Owner-occupied value

Sales tax
4.6%

Nevada state rate

Quick answer

ZIP 89146 sits in Clark County, Nevada and is home to 20,727 people. Median household income is $64,330, the median home is worth $432,700 and median gross rent is $1,407. 42.3% of households own their home, and purchases are taxed at 4.6% (Nevada state rate).

County
Clark County

FIPS 32003

State
Nevada (NV)

180 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 89146

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
20,727ZIP 89146 residents
Median household income
$64,330Past 12 months, inflation adjusted
Median home value
$432,700Owner-occupied units
Median gross rent
$1,407Rent plus utilities, monthly
Median age
39.7 yrsAll residents
Homeownership rate
42.3%Owner-occupied households

ZIP 89146 in context

How this area compares with national benchmarks.

ZIP 89146 is a mid-size town in Clark County, Nevada, with 20,727 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #67 of 180 ranked by population — larger than 63% of them. The median age here is 39.7 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 89146 earn a median of $64,330 a year, 18.1% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 16.1% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 89146 is valued at $432,700, 42.6% above the national figure, while median gross rent runs $1,407 a month, essentially level with the national figure, or roughly $16,884 across a full year. A household on the local median income would put about 26.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 6.7×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 42.3% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Home values sit at 6.7× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 89146 in context

How 89146 sits inside Clark County and Nevada.

ZIP 89146 is tabulated inside Clark County, Nevada, one of 76 ZIP areas the Census publishes for that county and 180 across Nevada. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 89146 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 89146 reports a median household income of $64,330, 15% below the $75,714 county median, and 15% below the $75,764 typical NV ZIP. Owner-occupied homes are valued at a median of $432,700, 5% above the county figure and 16% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,407 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Nevada charges 4.6% statewide, and local governments overlapping 89146 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 89146 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 89146

What a purchase inside this ZIP costs at checkout.

Rate applied
4.6%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$46Before any exemptions

Nevada levies 4.6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
26%Median rent ÷ median income
Price-to-income
6.7×Home value ÷ household income
Est. mortgage
$2,245/mo20% down, 30-yr at 6.75%
Poverty rate
16.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 89146 compares

ZIP 89146 against the median ZIP in Clark County and across Nevada.

MeasureZIP 89146County medianState medianvs state
Median household income$64,330$75,714$75,764-15%
Median home value$432,700$411,550$373,500+16%
Median gross rent$1,407$1,629$1,364+3%
Population20,72733,2927,380+181%

Medians are computed across the 76 ZIP areas in Clark County and the 180 ZIP areas in Nevada.

Statewide rank

Where this ZIP places among all 180 Nevada ZIP areas.

Income

richer than 31% of 150 state ZIPs

#103
Home value

above 63% of 153 state ZIPs

#56
Population

larger than 63% of 180 state ZIPs

#67

Comparable ZIP codes

Nevada ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
89431Washoe County$64,496$332,000$1,276
89835Elko County$64,583$234,600$977
89706Carson City$63,653$344,600$1,174
89825Elko County$63,560—$712
89142Clark County$65,798$323,200$1,448
89502Washoe County$62,719$389,200$1,243

Nearby ZIP codes

Other ZIP codes filed under Clark County.

Adjacent ZIP Codes

Other ZIP codes in Clark County, Nevada.

ZIP 89146 questions

Common questions about this ZIP code.

Where is ZIP code 89146?
ZIP 89146 lies mostly in Clark County, Nevada. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 89146?
Nevada charges 4.6% statewide, plus any county, city or district rate that applies locally.
Is 89146 expensive to live in?
Median rent runs $1,407 a month, about 26% of median household income, and the median home is worth $432,700 — +16% against the typical Nevada ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 89146, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.