
Frontier County · Nebraska
ZIP code 69028
- Population
- 757
- Median income
- $91,167
- Median home
- $138,700
- Sales tax
- 5.5%
ZCTA residents
Household, past 12 months
Owner-occupied value
Nebraska state rate
Quick answer
ZIP 69028 sits in Frontier County, Nebraska and is home to 757 people. Median household income is $91,167, the median home is worth $138,700 and median gross rent is $783. 80.8% of households own their home, and purchases are taxed at 5.5% (Nebraska state rate).
- County
- Frontier County
- State
- Nebraska (NE)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 31063
586 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 69028
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 757ZIP 69028 residents
- Median household income
- $91,167Past 12 months, inflation adjusted
- Median home value
- $138,700Owner-occupied units
- Median gross rent
- $783Rent plus utilities, monthly
- Median age
- 44.5 yrsAll residents
- Homeownership rate
- 80.8%Owner-occupied households
ZIP 69028 in context
How this area compares with national benchmarks.
ZIP 69028 is a very small community in Frontier County, Nebraska, with 757 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #288 of 586 ranked by population — larger than 50% of them. The median age here is 44.5 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.
Households in ZIP 69028 earn a median of $91,167 a year, 16.1% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 1.8% of residents here, less than half the 12.4% national rate.
The typical owner-occupied home in ZIP 69028 is valued at $138,700, 54.3% below the national figure, while median gross rent runs $783 a month, 44.3% below the national figure, or roughly $9,396 across a full year. A household on the local median income would put about 10.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 1.5×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 80.8% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.
With 757 residents, a handful of survey responses moves every median on this page. Compare ZIP 69028 against its county rather than against national figures.
All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Reading ZIP 69028 in context
How 69028 sits inside Frontier County and Nebraska.
ZIP 69028 is tabulated inside Frontier County, Nebraska, one of 6 ZIP areas the Census publishes for that county and 586 across Nebraska. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 69028 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 69028 reports a median household income of $91,167, 43% above the $63,603 county median, and 28% above the $71,050 typical NE ZIP. Owner-occupied homes are valued at a median of $138,700, 13% above the county figure and 13% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $783 a month, which is why it reads higher than the advertised rent on a listing for the same unit.
Nebraska charges 5.5% statewide, and local governments overlapping 69028 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 69028 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 69028
What a purchase inside this ZIP costs at checkout.
Nebraska levies 5.5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 69028 compares
ZIP 69028 against the median ZIP in Frontier County and across Nebraska.
| Measure | ZIP 69028 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $91,167 | $63,603 | $71,050 | +28% |
| Median home value | $138,700 | $123,100 | $159,100 | -13% |
| Median gross rent | $783 | $713 | $830 | -6% |
| Population | 757 | 578 | 743 | +2% |
Medians are computed across the 6 ZIP areas in Frontier County and the 586 ZIP areas in Nebraska.
Statewide rank
Where this ZIP places among all 586 Nebraska ZIP areas.
- Income
- #96
- Home value
- #319
- Population
- #288
richer than 83% of 556 state ZIPs
above 41% of 543 state ZIPs
larger than 51% of 586 state ZIPs
Comparable ZIP codes
Nebraska ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Frontier County.
Adjacent ZIP Codes
Other ZIP codes in Frontier County, Nebraska.
ZIP 69028 questions
Common questions about this ZIP code.
- Where is ZIP code 69028?
- ZIP 69028 lies mostly in Frontier County, Nebraska. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 69028?
- Nebraska charges 5.5% statewide, plus any county, city or district rate that applies locally.
- Is 69028 expensive to live in?
- Median rent runs $783 a month, about 10% of median household income, and the median home is worth $138,700 — -13% against the typical Nebraska ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Nebraska Department of Revenue — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.