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ZipNumbers

Polk County · Nebraska

ZIP code 68654

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 68654 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
528

ZCTA residents

Median income
$63,125

Household, past 12 months

Median home
$95,600

Owner-occupied value

Sales tax
5.5%

Nebraska state rate

Quick answer

ZIP 68654 sits in Polk County, Nebraska and is home to 528 people. Median household income is $63,125, the median home is worth $95,600 and median gross rent is . 85.3% of households own their home, and purchases are taxed at 5.5% (Nebraska state rate).

County
Polk County

FIPS 31143

State
Nebraska (NE)

586 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 68654

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
528ZIP 68654 residents
Median household income
$63,125Past 12 months, inflation adjusted
Median home value
$95,600Owner-occupied units
Median gross rent
Rent plus utilities, monthly
Median age
43.6 yrsAll residents
Homeownership rate
85.3%Owner-occupied households

Sales tax in 68654

What a purchase inside this ZIP costs at checkout.

Rate applied
5.5%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$55Before any exemptions

Nebraska levies 5.5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
Median rent ÷ median income
Price-to-income
1.5×Home value ÷ household income
Est. mortgage
$496/mo20% down, 30-yr at 6.75%
Poverty rate
11.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 68654 compares

ZIP 68654 against the median ZIP in Polk County and across Nebraska.

MeasureZIP 68654County medianState medianvs state
Median household income$63,125$71,563$71,050-11%
Median home value$95,600$161,200$159,100-40%
Median gross rent$747$830
Population5281,126743-29%

Medians are computed across the 5 ZIP areas in Polk County and the 586 ZIP areas in Nebraska.

Statewide rank

Where this ZIP places among all 586 Nebraska ZIP areas.

Income

richer than 30% of 556 state ZIPs

#388
Home value

above 15% of 543 state ZIPs

#462
Population

larger than 40% of 586 state ZIPs

#354

Comparable ZIP codes

Nebraska ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
68978Nuckolls County$63,068$77,200$665
68801Hall County$63,214$186,600$931
68945Kearney County$63,036$312,500$825
68665Greeley County$62,917$108,700$629
68718Knox County$63,333$114,000$775
68781Antelope County$63,375$153,400$626

Nearby ZIP codes

Other ZIP codes filed under Polk County.

ZIP 68654 questions

Common questions about this ZIP code.

Where is ZIP code 68654?
ZIP 68654 lies mostly in Polk County, Nebraska. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 68654?
Nebraska charges 5.5% statewide, plus any county, city or district rate that applies locally.
Is 68654 expensive to live in?
Median rent runs a month, and the median home is worth $95,600-40% against the typical Nebraska ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 68654, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.