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ZipNumbers

Polk County · Missouri

ZIP code 65649

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 65649 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,152

ZCTA residents

Median income
$43,803

Household, past 12 months

Median home
$285,700

Owner-occupied value

Sales tax
4.225%

Missouri state rate

Quick answer

ZIP 65649 sits in Polk County, Missouri and is home to 2,152 people. Median household income is $43,803, the median home is worth $285,700 and median gross rent is $937. 79.2% of households own their home, and purchases are taxed at 4.225% (Missouri state rate).

County
Polk County

FIPS 29167

State
Missouri (MO)

1,035 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 65649

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,152ZIP 65649 residents
Median household income
$43,803Past 12 months, inflation adjusted
Median home value
$285,700Owner-occupied units
Median gross rent
$937Rent plus utilities, monthly
Median age
41.4 yrsAll residents
Homeownership rate
79.2%Owner-occupied households

Sales tax in 65649

What a purchase inside this ZIP costs at checkout.

Rate applied
4.225%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$42Before any exemptions

Missouri levies 4.225% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
26%Median rent ÷ median income
Price-to-income
6.5×Home value ÷ household income
Est. mortgage
$1,482/mo20% down, 30-yr at 6.75%
Poverty rate
16.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 65649 compares

ZIP 65649 against the median ZIP in Polk County and across Missouri.

MeasureZIP 65649County medianState medianvs state
Median household income$43,803$57,232$60,651-28%
Median home value$285,700$197,200$162,000+76%
Median gross rent$937$828$805+16%
Population2,1521,9451,453+48%

Medians are computed across the 10 ZIP areas in Polk County and the 1035 ZIP areas in Missouri.

Statewide rank

Where this ZIP places among all 1035 Missouri ZIP areas.

Income

richer than 13% of 958 state ZIPs

#833
Home value

above 91% of 933 state ZIPs

#83
Population

larger than 58% of 1,035 state ZIPs

#436

Comparable ZIP codes

Missouri ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
64132Jackson County$43,798$90,900$1,094
65061Gasconade County$43,839$92,800
65078Morgan County$43,766$115,900$754
65556Pulaski County$43,849$116,700$493
65755Douglas County$43,750$119,200
65555Texas County$43,614$112,300$492

Nearby ZIP codes

Other ZIP codes filed under Polk County.

ZIP 65649 questions

Common questions about this ZIP code.

Where is ZIP code 65649?
ZIP 65649 lies mostly in Polk County, Missouri. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 65649?
Missouri charges 4.225% statewide, plus any county, city or district rate that applies locally.
Is 65649 expensive to live in?
Median rent runs $937 a month, about 26% of median household income, and the median home is worth $285,700+76% against the typical Missouri ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 65649, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.