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Callaway County · Missouri

ZIP code 65262

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 65262 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
762

ZCTA residents

Median income
$70,833

Household, past 12 months

Median home
$184,400

Owner-occupied value

Sales tax
4.225%

Missouri state rate

Quick answer

ZIP 65262 sits in Callaway County, Missouri and is home to 762 people. Median household income is $70,833, the median home is worth $184,400 and median gross rent is $982. 82% of households own their home, and purchases are taxed at 4.225% (Missouri state rate).

County
Callaway County

FIPS 29027

State
Missouri (MO)

1,035 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 65262

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
762ZIP 65262 residents
Median household income
$70,833Past 12 months, inflation adjusted
Median home value
$184,400Owner-occupied units
Median gross rent
$982Rent plus utilities, monthly
Median age
31.5 yrsAll residents
Homeownership rate
82%Owner-occupied households

ZIP 65262 in context

How this area compares with national benchmarks.

ZIP 65262 is a very small community in Callaway County, Missouri, with 762 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #687 of 1,035 ranked by population — larger than 33% of them. The median age here is 31.5 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 65262 earn a median of $70,833 a year, 9.8% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 20.7% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 65262 is valued at $184,400, 39.2% below the national figure, while median gross rent runs $982 a month, 30.2% below the national figure, or roughly $11,784 across a full year. A household on the local median income would put about 16.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.6×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 82% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

With 762 residents, a handful of survey responses moves every median on this page. Compare ZIP 65262 against its county rather than against national figures.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 65262 in context

How 65262 sits inside Callaway County and Missouri.

ZIP 65262 is tabulated inside Callaway County, Missouri, one of 10 ZIP areas the Census publishes for that county and 1,035 across Missouri. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 65262 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 65262 reports a median household income of $70,833, close to the $69,417 county median, and 17% above the $60,651 typical MO ZIP. Owner-occupied homes are valued at a median of $184,400, 5% below the county figure and 14% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $982 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Missouri charges 4.225% statewide, and local governments overlapping 65262 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 65262 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 65262

What a purchase inside this ZIP costs at checkout.

Rate applied
4.225%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$42Before any exemptions

Missouri levies 4.225% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
17%Median rent ÷ median income
Price-to-income
2.6×Home value ÷ household income
Est. mortgage
$957/mo20% down, 30-yr at 6.75%
Poverty rate
20.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 65262 compares

ZIP 65262 against the median ZIP in Callaway County and across Missouri.

MeasureZIP 65262County medianState medianvs state
Median household income$70,833$69,417$60,651+17%
Median home value$184,400$193,450$162,000+14%
Median gross rent$982$874$805+22%
Population7621,2341,453-48%

Medians are computed across the 10 ZIP areas in Callaway County and the 1035 ZIP areas in Missouri.

Statewide rank

Where this ZIP places among all 1035 Missouri ZIP areas.

Income

richer than 69% of 958 state ZIPs

#297
Home value

above 61% of 933 state ZIPs

#363
Population

larger than 34% of 1,035 state ZIPs

#687

Comparable ZIP codes

Missouri ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
64505Andrew County$70,741$186,000$976
65610Christian County$70,707$250,700$809
65444Texas County$70,694$140,700$639
63089Franklin County$70,981$211,400$1,060
64659Linn County$70,648$131,300$622
63039Franklin County$71,094$138,200—

Nearby ZIP codes

Other ZIP codes filed under Callaway County.

Adjacent ZIP Codes

Other ZIP codes in Callaway County, Missouri.

ZIP 65262 questions

Common questions about this ZIP code.

Where is ZIP code 65262?
ZIP 65262 lies mostly in Callaway County, Missouri. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 65262?
Missouri charges 4.225% statewide, plus any county, city or district rate that applies locally.
Is 65262 expensive to live in?
Median rent runs $982 a month, about 17% of median household income, and the median home is worth $184,400 — +14% against the typical Missouri ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 65262, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.