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ZipNumbers

Caldwell County · Missouri

ZIP code 64649

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 64649 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
703

ZCTA residents

Median income
$63,984

Household, past 12 months

Median home
$197,000

Owner-occupied value

Sales tax
4.225%

Missouri state rate

Quick answer

ZIP 64649 sits in Caldwell County, Missouri and is home to 703 people. Median household income is $63,984, the median home is worth $197,000 and median gross rent is $975. 84.7% of households own their home, and purchases are taxed at 4.225% (Missouri state rate).

County
Caldwell County

FIPS 29025

State
Missouri (MO)

1,035 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 64649

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
703ZIP 64649 residents
Median household income
$63,984Past 12 months, inflation adjusted
Median home value
$197,000Owner-occupied units
Median gross rent
$975Rent plus utilities, monthly
Median age
46.1 yrsAll residents
Homeownership rate
84.7%Owner-occupied households

Sales tax in 64649

What a purchase inside this ZIP costs at checkout.

Rate applied
4.225%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$42Before any exemptions

Missouri levies 4.225% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
18%Median rent ÷ median income
Price-to-income
3.1×Home value ÷ household income
Est. mortgage
$1,022/mo20% down, 30-yr at 6.75%
Poverty rate
21.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 64649 compares

ZIP 64649 against the median ZIP in Caldwell County and across Missouri.

MeasureZIP 64649County medianState medianvs state
Median household income$63,984$62,148$60,651+5%
Median home value$197,000$166,800$162,000+22%
Median gross rent$975$650$805+21%
Population7038001,453-52%

Medians are computed across the 7 ZIP areas in Caldwell County and the 1035 ZIP areas in Missouri.

Statewide rank

Where this ZIP places among all 1035 Missouri ZIP areas.

Income

richer than 57% of 958 state ZIPs

#409
Home value

above 67% of 933 state ZIPs

#306
Population

larger than 32% of 1,035 state ZIPs

#705

Comparable ZIP codes

Missouri ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
63033St. Louis County$63,979$157,400$1,150
64137Jackson County$64,097$179,000$1,127
63441Pike County$63,864$85,600
64483Andrew County$64,107$184,600$767
65023Cole County$64,200$210,600$937
65244Randolph County$63,750$162,500

Nearby ZIP codes

Other ZIP codes filed under Caldwell County.

ZIP 64649 questions

Common questions about this ZIP code.

Where is ZIP code 64649?
ZIP 64649 lies mostly in Caldwell County, Missouri. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 64649?
Missouri charges 4.225% statewide, plus any county, city or district rate that applies locally.
Is 64649 expensive to live in?
Median rent runs $975 a month, about 18% of median household income, and the median home is worth $197,000+22% against the typical Missouri ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 64649, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.