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ZipNumbers

St. Francois County · Missouri

ZIP code 63640

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 63640 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
28,800

ZCTA residents

Median income
$55,926

Household, past 12 months

Median home
$195,900

Owner-occupied value

Sales tax
4.225%

Missouri state rate

Quick answer

ZIP 63640 sits in St. Francois County, Missouri and is home to 28,800 people. Median household income is $55,926, the median home is worth $195,900 and median gross rent is $857. 64.5% of households own their home, and purchases are taxed at 4.225% (Missouri state rate).

County
St. Francois County

FIPS 29187

State
Missouri (MO)

1,035 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 63640

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
28,800ZIP 63640 residents
Median household income
$55,926Past 12 months, inflation adjusted
Median home value
$195,900Owner-occupied units
Median gross rent
$857Rent plus utilities, monthly
Median age
39.5 yrsAll residents
Homeownership rate
64.5%Owner-occupied households

Sales tax in 63640

What a purchase inside this ZIP costs at checkout.

Rate applied
4.225%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$42Before any exemptions

Missouri levies 4.225% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
18%Median rent ÷ median income
Price-to-income
3.5×Home value ÷ household income
Est. mortgage
$1,016/mo20% down, 30-yr at 6.75%
Poverty rate
15.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 63640 compares

ZIP 63640 against the median ZIP in St. Francois County and across Missouri.

MeasureZIP 63640County medianState medianvs state
Median household income$55,926$56,362$60,651-8%
Median home value$195,900$160,500$162,000+21%
Median gross rent$857$756$805+6%
Population28,8002,4631,453+1882%

Medians are computed across the 8 ZIP areas in St. Francois County and the 1035 ZIP areas in Missouri.

Statewide rank

Where this ZIP places among all 1035 Missouri ZIP areas.

Income

richer than 38% of 958 state ZIPs

#595
Home value

above 67% of 933 state ZIPs

#311
Population

larger than 95% of 1,035 state ZIPs

#52

Comparable ZIP codes

Missouri ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
63801Scott County$55,945$149,600$826
63660Washington County$55,981$101,300$704
63857Dunklin County$55,817$109,500$599
63556Sullivan County$55,791$118,500$753
64136Jackson County$55,789$178,900$1,071
63956Wayne County$55,769$176,600$625

Nearby ZIP codes

Other ZIP codes filed under St. Francois County.

ZIP 63640 questions

Common questions about this ZIP code.

Where is ZIP code 63640?
ZIP 63640 lies mostly in St. Francois County, Missouri. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 63640?
Missouri charges 4.225% statewide, plus any county, city or district rate that applies locally.
Is 63640 expensive to live in?
Median rent runs $857 a month, about 18% of median household income, and the median home is worth $195,900+21% against the typical Missouri ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 63640, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.