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Adair County · Missouri

ZIP code 63501

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 63501 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
21,129

ZCTA residents

Median income
$55,394

Household, past 12 months

Median home
$159,700

Owner-occupied value

Sales tax
4.225%

Missouri state rate

Quick answer

ZIP 63501 sits in Adair County, Missouri and is home to 21,129 people. Median household income is $55,394, the median home is worth $159,700 and median gross rent is $783. 55.4% of households own their home, and purchases are taxed at 4.225% (Missouri state rate).

County
Adair County

FIPS 29001

State
Missouri (MO)

1,035 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 63501

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
21,129ZIP 63501 residents
Median household income
$55,394Past 12 months, inflation adjusted
Median home value
$159,700Owner-occupied units
Median gross rent
$783Rent plus utilities, monthly
Median age
27.7 yrsAll residents
Homeownership rate
55.4%Owner-occupied households

ZIP 63501 in context

How this area compares with national benchmarks.

ZIP 63501 is a mid-size town in Adair County, Missouri, with 21,129 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #88 of 1,035 ranked by population — larger than 91% of them. The median age here is 27.7 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 63501 earn a median of $55,394 a year, 29.5% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 22.8% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 63501 is valued at $159,700, 47.4% below the national figure, while median gross rent runs $783 a month, 44.3% below the national figure, or roughly $9,396 across a full year. A household on the local median income would put about 17% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 55.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 27.7 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 63501 in context

How 63501 sits inside Adair County and Missouri.

ZIP 63501 is tabulated inside Adair County, Missouri, one of 6 ZIP areas the Census publishes for that county and 1,035 across Missouri. This is a mid-sized ZIP that covers a large share of its county's addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 63501 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 63501 reports a median household income of $55,394, close to the $56,296 county median, and 9% below the $60,651 typical MO ZIP. Owner-occupied homes are valued at a median of $159,700, 10% above the county figure and close to the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $783 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Missouri charges 4.225% statewide, and local governments overlapping 63501 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 63501 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 63501

What a purchase inside this ZIP costs at checkout.

Rate applied
4.225%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$42Before any exemptions

Missouri levies 4.225% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
17%Median rent ÷ median income
Price-to-income
2.9×Home value ÷ household income
Est. mortgage
$829/mo20% down, 30-yr at 6.75%
Poverty rate
22.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 63501 compares

ZIP 63501 against the median ZIP in Adair County and across Missouri.

MeasureZIP 63501County medianState medianvs state
Median household income$55,394$56,296$60,651-9%
Median home value$159,700$145,100$162,000-1%
Median gross rent$783$675$805-3%
Population21,1291,3111,453+1354%

Medians are computed across the 6 ZIP areas in Adair County and the 1035 ZIP areas in Missouri.

Statewide rank

Where this ZIP places among all 1035 Missouri ZIP areas.

Income

richer than 37% of 958 state ZIPs

#604
Home value

above 48% of 933 state ZIPs

#481
Population

larger than 91% of 1,035 state ZIPs

#88

Comparable ZIP codes

Missouri ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
65591Camden County$55,375$141,900$1,082
63561Schuyler County$55,365$109,200$394
64504Buchanan County$55,300$115,100$918
64679Grundy County$55,500$108,300—
64643Carroll County$55,547$112,900$653
65535Crawford County$55,230$129,600$491

Nearby ZIP codes

Other ZIP codes filed under Adair County.

Adjacent ZIP Codes

Other ZIP codes in Adair County, Missouri.

ZIP 63501 questions

Common questions about this ZIP code.

Where is ZIP code 63501?
ZIP 63501 lies mostly in Adair County, Missouri. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 63501?
Missouri charges 4.225% statewide, plus any county, city or district rate that applies locally.
Is 63501 expensive to live in?
Median rent runs $783 a month, about 17% of median household income, and the median home is worth $159,700 — -1% against the typical Missouri ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 63501, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.