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St. Charles County · Missouri

ZIP code 63376

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 63376 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
74,876

ZCTA residents

Median income
$94,921

Household, past 12 months

Median home
$255,500

Owner-occupied value

Sales tax
4.225%

Missouri state rate

Quick answer

ZIP 63376 sits in St. Charles County, Missouri and is home to 74,876 people. Median household income is $94,921, the median home is worth $255,500 and median gross rent is $1,319. 82.6% of households own their home, and purchases are taxed at 4.225% (Missouri state rate).

County
St. Charles County

FIPS 29183

State
Missouri (MO)

1,035 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 63376

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
74,876ZIP 63376 residents
Median household income
$94,921Past 12 months, inflation adjusted
Median home value
$255,500Owner-occupied units
Median gross rent
$1,319Rent plus utilities, monthly
Median age
41 yrsAll residents
Homeownership rate
82.6%Owner-occupied households

ZIP 63376 in context

How this area compares with national benchmarks.

ZIP 63376 is a small city in St. Charles County, Missouri, with 74,876 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it first of 1,035 ranked by population. The median age here is 41 years against 39.1 nationally, a slightly older profile than the country as a whole. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.

Households in ZIP 63376 earn a median of $94,921 a year, 20.9% above the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 4.5% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 63376 is valued at $255,500, 15.8% below the national figure, while median gross rent runs $1,319 a month, 6.2% below the national figure, or roughly $15,828 across a full year. A household on the local median income would put about 16.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 82.6% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 63376 in context

How 63376 sits inside St. Charles County and Missouri.

ZIP 63376 is tabulated inside St. Charles County, Missouri, one of 14 ZIP areas the Census publishes for that county and 1,035 across Missouri. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 63376 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 63376 reports a median household income of $94,921, 13% below the $109,155 county median, and 57% above the $60,651 typical MO ZIP. Owner-occupied homes are valued at a median of $255,500, 20% below the county figure and 58% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,319 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Missouri charges 4.225% statewide, and local governments overlapping 63376 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 63376 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 63376

What a purchase inside this ZIP costs at checkout.

Rate applied
4.225%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$42Before any exemptions

Missouri levies 4.225% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
17%Median rent ÷ median income
Price-to-income
2.7×Home value ÷ household income
Est. mortgage
$1,326/mo20% down, 30-yr at 6.75%
Poverty rate
4.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 63376 compares

ZIP 63376 against the median ZIP in St. Charles County and across Missouri.

MeasureZIP 63376County medianState medianvs state
Median household income$94,921$109,155$60,651+57%
Median home value$255,500$321,300$162,000+58%
Median gross rent$1,319$1,316$805+64%
Population74,87635,6411,453+5053%

Medians are computed across the 14 ZIP areas in St. Charles County and the 1035 ZIP areas in Missouri.

Statewide rank

Where this ZIP places among all 1035 Missouri ZIP areas.

Income

richer than 90% of 958 state ZIPs

#92
Home value

above 87% of 933 state ZIPs

#123
Population

larger than 100% of 1,035 state ZIPs

#1

Comparable ZIP codes

Missouri ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
64098Platte County$95,114$311,200$893
64734Cass County$95,313$313,600$1,127
64068Clay County$95,425$268,200$1,172
64145Jackson County$95,439$350,100$1,735
63369Lincoln County$94,079$320,200$1,251
64158Clay County$95,781$352,300$1,472

Nearby ZIP codes

Other ZIP codes filed under St. Charles County.

Adjacent ZIP Codes

Other ZIP codes in St. Charles County, Missouri.

ZIP 63376 questions

Common questions about this ZIP code.

Where is ZIP code 63376?
ZIP 63376 lies mostly in St. Charles County, Missouri. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 63376?
Missouri charges 4.225% statewide, plus any county, city or district rate that applies locally.
Is 63376 expensive to live in?
Median rent runs $1,319 a month, about 17% of median household income, and the median home is worth $255,500 — +58% against the typical Missouri ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 63376, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.