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ZipNumbers

Lawrence County · Mississippi

ZIP code 39654

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 39654 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
4,589

ZCTA residents

Median income
$41,053

Household, past 12 months

Median home
$108,800

Owner-occupied value

Sales tax
7%

Mississippi state rate

Quick answer

ZIP 39654 sits in Lawrence County, Mississippi and is home to 4,589 people. Median household income is $41,053, the median home is worth $108,800 and median gross rent is $711. 76.4% of households own their home, and purchases are taxed at 7% (Mississippi state rate).

County
Lawrence County

FIPS 28077

State
Mississippi (MS)

427 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 39654

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
4,589ZIP 39654 residents
Median household income
$41,053Past 12 months, inflation adjusted
Median home value
$108,800Owner-occupied units
Median gross rent
$711Rent plus utilities, monthly
Median age
39 yrsAll residents
Homeownership rate
76.4%Owner-occupied households

Sales tax in 39654

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Mississippi levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
21%Median rent ÷ median income
Price-to-income
2.7×Home value ÷ household income
Est. mortgage
$565/mo20% down, 30-yr at 6.75%
Poverty rate
21.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 39654 compares

ZIP 39654 against the median ZIP in Lawrence County and across Mississippi.

MeasureZIP 39654County medianState medianvs state
Median household income$41,053$40,482$49,375-17%
Median home value$108,800$102,350$113,850-4%
Median gross rent$711$834$795-11%
Population4,5893,4972,742+67%

Medians are computed across the 4 ZIP areas in Lawrence County and the 427 ZIP areas in Mississippi.

Statewide rank

Where this ZIP places among all 427 Mississippi ZIP areas.

Income

richer than 30% of 379 state ZIPs

#264
Home value

above 46% of 378 state ZIPs

#204
Population

larger than 62% of 427 state ZIPs

#164

Comparable ZIP codes

Mississippi ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
38778Sunflower County$41,053$84,600$431
39772Choctaw County$40,956$85,800$523
39656Jefferson Davis County$40,893$157,100
38948Yalobusha County$41,250$66,400$949
39202Hinds County$41,250$211,300$876
39179Yazoo County$40,789$978

Nearby ZIP codes

Other ZIP codes filed under Lawrence County.

ZIP 39654 questions

Common questions about this ZIP code.

Where is ZIP code 39654?
ZIP 39654 lies mostly in Lawrence County, Mississippi. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 39654?
Mississippi charges 7% statewide, plus any county, city or district rate that applies locally.
Is 39654 expensive to live in?
Median rent runs $711 a month, about 21% of median household income, and the median home is worth $108,800-4% against the typical Mississippi ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 39654, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.