
Stone County · Mississippi
ZIP code 39561
- Population
- 2,224
- Median income
- $80,750
- Median home
- $186,700
- Sales tax
- 7%
ZCTA residents
Household, past 12 months
Owner-occupied value
Mississippi state rate
Quick answer
ZIP 39561 sits in Stone County, Mississippi and is home to 2,224 people. Median household income is $80,750, the median home is worth $186,700 and median gross rent is —. 87.9% of households own their home, and purchases are taxed at 7% (Mississippi state rate).
- County
- Stone County
- State
- Mississippi (MS)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 28131
427 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 39561
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 2,224ZIP 39561 residents
- Median household income
- $80,750Past 12 months, inflation adjusted
- Median home value
- $186,700Owner-occupied units
- Median gross rent
- —Rent plus utilities, monthly
- Median age
- 33.3 yrsAll residents
- Homeownership rate
- 87.9%Owner-occupied households
ZIP 39561 in context
How this area compares with national benchmarks.
ZIP 39561 is a small town in Stone County, Mississippi, with 2,224 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #243 of 427 ranked by population — larger than 43% of them. The median age here is 33.3 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.
Households in ZIP 39561 earn a median of $80,750 a year, 2.8% above the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 13.5% of residents here, above the 12.4% national rate.
The typical owner-occupied home in ZIP 39561 is valued at $186,700, 38.5% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 2.3×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 87.9% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.
Median income runs above the national figure while poverty also runs above it — a split distribution, not a uniformly comfortable place. Averages hide that; the two numbers together do not.
The Census withheld gross rent for ZIP 39561 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.
Reading ZIP 39561 in context
How 39561 sits inside Stone County and Mississippi.
ZIP 39561 is tabulated inside Stone County, Mississippi, one of 3 ZIP areas the Census publishes for that county and 427 across Mississippi. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 39561 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 39561 reports a median household income of $80,750, 17% above the $69,011 county median, and 64% above the $49,375 typical MS ZIP. Owner-occupied homes are valued at a median of $186,700, close to the county figure and 64% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.
Mississippi charges 7% statewide, and local governments overlapping 39561 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 39561 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 39561
What a purchase inside this ZIP costs at checkout.
Mississippi levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 39561 compares
ZIP 39561 against the median ZIP in Stone County and across Mississippi.
| Measure | ZIP 39561 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $80,750 | $69,011 | $49,375 | +64% |
| Median home value | $186,700 | $186,700 | $113,850 | +64% |
| Median gross rent | — | $799 | $795 | — |
| Population | 2,224 | 9,770 | 2,742 | -19% |
Medians are computed across the 3 ZIP areas in Stone County and the 427 ZIP areas in Mississippi.
Statewide rank
Where this ZIP places among all 427 Mississippi ZIP areas.
- Income
- #18
- Home value
- #57
- Population
- #243
richer than 95% of 379 state ZIPs
above 85% of 378 state ZIPs
larger than 43% of 427 state ZIPs
Comparable ZIP codes
Mississippi ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Stone County.
Adjacent ZIP Codes
Other ZIP codes in Stone County, Mississippi.
ZIP 39561 questions
Common questions about this ZIP code.
- Where is ZIP code 39561?
- ZIP 39561 lies mostly in Stone County, Mississippi. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 39561?
- Mississippi charges 7% statewide, plus any county, city or district rate that applies locally.
- Is 39561 expensive to live in?
- Median rent runs — a month, and the median home is worth $186,700 — +64% against the typical Mississippi ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Mississippi Department of Revenue — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.