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Clarke County · Mississippi

ZIP code 39360

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 39360 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
4,162

ZCTA residents

Median income
$35,659

Household, past 12 months

Median home
$54,100

Owner-occupied value

Sales tax
7%

Mississippi state rate

Quick answer

ZIP 39360 sits in Clarke County, Mississippi and is home to 4,162 people. Median household income is $35,659, the median home is worth $54,100 and median gross rent is $752. 87% of households own their home, and purchases are taxed at 7% (Mississippi state rate).

County
Clarke County

FIPS 28023

State
Mississippi (MS)

427 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 39360

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
4,162ZIP 39360 residents
Median household income
$35,659Past 12 months, inflation adjusted
Median home value
$54,100Owner-occupied units
Median gross rent
$752Rent plus utilities, monthly
Median age
33.7 yrsAll residents
Homeownership rate
87%Owner-occupied households

ZIP 39360 in context

How this area compares with national benchmarks.

ZIP 39360 is a small town in Clarke County, Mississippi, with 4,162 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #173 of 427 ranked by population — larger than 59% of them. The median age here is 33.7 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 39360 earn a median of $35,659 a year, 54.6% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 24.1% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 39360 is valued at $54,100, 82.2% below the national figure, while median gross rent runs $752 a month, 46.5% below the national figure, or roughly $9,024 across a full year. A household on the local median income would put about 25.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 1.5×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 87% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 39360 in context

How 39360 sits inside Clarke County and Mississippi.

ZIP 39360 is tabulated inside Clarke County, Mississippi, one of 5 ZIP areas the Census publishes for that county and 427 across Mississippi. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 39360 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 39360 reports a median household income of $35,659, close to the $35,659 county median, and 28% below the $49,375 typical MS ZIP. Owner-occupied homes are valued at a median of $54,100, 37% below the county figure and 52% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $752 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Mississippi charges 7% statewide, and local governments overlapping 39360 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 39360 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 39360

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Mississippi levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
25%Median rent ÷ median income
Price-to-income
1.5×Home value ÷ household income
Est. mortgage
$281/mo20% down, 30-yr at 6.75%
Poverty rate
24.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 39360 compares

ZIP 39360 against the median ZIP in Clarke County and across Mississippi.

MeasureZIP 39360County medianState medianvs state
Median household income$35,659$35,659$49,375-28%
Median home value$54,100$86,500$113,850-52%
Median gross rent$752$867$795-5%
Population4,1622,7872,742+52%

Medians are computed across the 5 ZIP areas in Clarke County and the 427 ZIP areas in Mississippi.

Statewide rank

Where this ZIP places among all 427 Mississippi ZIP areas.

Income

richer than 17% of 379 state ZIPs

#314
Home value

above 2% of 378 state ZIPs

#369
Population

larger than 59% of 427 state ZIPs

#173

Comparable ZIP codes

Mississippi ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
38761Sunflower County$35,680$59,400$775
38664Tunica County$35,840$168,200$1,029
38963Tallahatchie County$35,441$71,100$920
38922Yalobusha County$36,050$85,500$692
39662Lincoln County$36,087$84,800$1,284
38930Leflore County$35,109$108,000$694

Nearby ZIP codes

Other ZIP codes filed under Clarke County.

Adjacent ZIP Codes

Other ZIP codes in Clarke County, Mississippi.

ZIP 39360 questions

Common questions about this ZIP code.

Where is ZIP code 39360?
ZIP 39360 lies mostly in Clarke County, Mississippi. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 39360?
Mississippi charges 7% statewide, plus any county, city or district rate that applies locally.
Is 39360 expensive to live in?
Median rent runs $752 a month, about 25% of median household income, and the median home is worth $54,100 — -52% against the typical Mississippi ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 39360, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.