
Lauderdale County · Mississippi
ZIP code 39305
- Population
- 21,878
- Median income
- $65,242
- Median home
- $185,600
- Sales tax
- 7%
ZCTA residents
Household, past 12 months
Owner-occupied value
Mississippi state rate
Quick answer
ZIP 39305 sits in Lauderdale County, Mississippi and is home to 21,878 people. Median household income is $65,242, the median home is worth $185,600 and median gross rent is $1,016. 66.4% of households own their home, and purchases are taxed at 7% (Mississippi state rate).
- County
- Lauderdale County
- State
- Mississippi (MS)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 28075
427 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 39305
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 21,878ZIP 39305 residents
- Median household income
- $65,242Past 12 months, inflation adjusted
- Median home value
- $185,600Owner-occupied units
- Median gross rent
- $1,016Rent plus utilities, monthly
- Median age
- 37.7 yrsAll residents
- Homeownership rate
- 66.4%Owner-occupied households
ZIP 39305 in context
How this area compares with national benchmarks.
ZIP 39305 is a mid-size town in Lauderdale County, Mississippi, with 21,878 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #35 of 427 ranked by population — larger than 92% of them. The median age here is 37.7 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.
Households in ZIP 39305 earn a median of $65,242 a year, 16.9% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 21.1% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.
The typical owner-occupied home in ZIP 39305 is valued at $185,600, 38.8% below the national figure, while median gross rent runs $1,016 a month, 27.7% below the national figure, or roughly $12,192 across a full year. A household on the local median income would put about 18.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 66.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.
No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Reading ZIP 39305 in context
How 39305 sits inside Lauderdale County and Mississippi.
ZIP 39305 is tabulated inside Lauderdale County, Mississippi, one of 9 ZIP areas the Census publishes for that county and 427 across Mississippi. This is a mid-sized ZIP that covers a large share of its county's addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 39305 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 39305 reports a median household income of $65,242, close to the $64,776 county median, and 32% above the $49,375 typical MS ZIP. Owner-occupied homes are valued at a median of $185,600, 4% above the county figure and 63% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,016 a month, which is why it reads higher than the advertised rent on a listing for the same unit.
Mississippi charges 7% statewide, and local governments overlapping 39305 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 39305 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 39305
What a purchase inside this ZIP costs at checkout.
Mississippi levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 39305 compares
ZIP 39305 against the median ZIP in Lauderdale County and across Mississippi.
| Measure | ZIP 39305 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $65,242 | $64,776 | $49,375 | +32% |
| Median home value | $185,600 | $179,150 | $113,850 | +63% |
| Median gross rent | $1,016 | $988 | $795 | +28% |
| Population | 21,878 | 2,511 | 2,742 | +698% |
Medians are computed across the 9 ZIP areas in Lauderdale County and the 427 ZIP areas in Mississippi.
Statewide rank
Where this ZIP places among all 427 Mississippi ZIP areas.
- Income
- #67
- Home value
- #60
- Population
- #35
richer than 82% of 379 state ZIPs
above 84% of 378 state ZIPs
larger than 92% of 427 state ZIPs
Comparable ZIP codes
Mississippi ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Lauderdale County.
Adjacent ZIP Codes
Other ZIP codes in Lauderdale County, Mississippi.
ZIP 39305 questions
Common questions about this ZIP code.
- Where is ZIP code 39305?
- ZIP 39305 lies mostly in Lauderdale County, Mississippi. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 39305?
- Mississippi charges 7% statewide, plus any county, city or district rate that applies locally.
- Is 39305 expensive to live in?
- Median rent runs $1,016 a month, about 19% of median household income, and the median home is worth $185,600 — +63% against the typical Mississippi ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Mississippi Department of Revenue — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.