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Hinds County · Mississippi

ZIP code 39204

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 39204 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
14,048

ZCTA residents

Median income
$31,667

Household, past 12 months

Median home
$68,200

Owner-occupied value

Sales tax
8%

Combined state + local

Quick answer

ZIP 39204 sits in Hinds County, Mississippi and is home to 14,048 people. Median household income is $31,667, the median home is worth $68,200 and median gross rent is $890. 32.1% of households own their home, and purchases are taxed at 8% combined.

County
Hinds County

FIPS 28049

State
Mississippi (MS)

427 ZIPs covered

Area codes
601, 769

NANPA codes serving this area

Metro area
Jackson

Rate jurisdiction used for tax

The numbers for 39204

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
14,048ZIP 39204 residents
Median household income
$31,667Past 12 months, inflation adjusted
Median home value
$68,200Owner-occupied units
Median gross rent
$890Rent plus utilities, monthly
Median age
31.6 yrsAll residents
Homeownership rate
32.1%Owner-occupied households

ZIP 39204 in context

How this area compares with national benchmarks.

ZIP 39204 is a mid-size town in Hinds County, Mississippi, with 14,048 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #72 of 427 ranked by population — larger than 83% of them. The median age here is 31.6 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 39204 earn a median of $31,667 a year, 59.7% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 43.6% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 39204 is valued at $68,200, 77.5% below the national figure, while median gross rent runs $890 a month, 36.7% below the national figure, or roughly $10,680 across a full year. A household on the local median income would put about 33.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 2.2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 32.1% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

ZIP 39204 is the unusual combination of expensive to rent and cheap to buy: rent takes 33.7% of median income while homes cost only 2.2× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 39204 in context

How 39204 sits inside Hinds County and Mississippi.

ZIP 39204 is tabulated inside Hinds County, Mississippi, one of 21 ZIP areas the Census publishes for that county and 427 across Mississippi. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 39204 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 39204 reports a median household income of $31,667, 32% below the $46,425 county median, and 36% below the $49,375 typical MS ZIP. Owner-occupied homes are valued at a median of $68,200, 56% below the county figure and 40% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $890 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

A taxable purchase made inside 39204 carries 8% at the register, assembled from the Jackson jurisdiction stack: the Mississippi state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 39204 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 39204 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 39204

What a purchase inside this ZIP costs at checkout.

Rate applied
8%Jackson jurisdiction stack
Tax on $100
$8Rounded to the dollar
Tax on $1,000
$80Before any exemptions

This ZIP falls inside the Jackson rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
34%Median rent ÷ median income
Price-to-income
2.2×Home value ÷ household income
Est. mortgage
$354/mo20% down, 30-yr at 6.75%
Poverty rate
43.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 39204 compares

ZIP 39204 against the median ZIP in Hinds County and across Mississippi.

MeasureZIP 39204County medianState medianvs state
Median household income$31,667$46,425$49,375-36%
Median home value$68,200$154,950$113,850-40%
Median gross rent$890$972$795+12%
Population14,0487,0232,742+412%

Medians are computed across the 21 ZIP areas in Hinds County and the 427 ZIP areas in Mississippi.

Statewide rank

Where this ZIP places among all 427 Mississippi ZIP areas.

Income

richer than 10% of 379 state ZIPs

#342
Home value

above 8% of 378 state ZIPs

#348
Population

larger than 83% of 427 state ZIPs

#72

Comparable ZIP codes

Mississippi ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
38721Sharkey County$31,657$78,600$604
38754Humphreys County$31,691$87,700$663
38966Tallahatchie County$31,707$85,000$646
39363Clarke County$31,250$86,500$905
38762Bolivar County$32,105$78,800$572
39669Wilkinson County$32,179$91,100$1,047

Nearby ZIP codes

Other ZIP codes filed under Hinds County.

Adjacent ZIP Codes

Other ZIP codes in Hinds County, Mississippi.

ZIP 39204 questions

Common questions about this ZIP code.

Where is ZIP code 39204?
ZIP 39204 lies mostly in Hinds County, Mississippi. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 39204?
Purchases are taxed at 8% combined, built from the Jackson jurisdiction stack.
Is 39204 expensive to live in?
Median rent runs $890 a month, about 34% of median household income, and the median home is worth $68,200 — -40% against the typical Mississippi ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 39204, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.