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ZipNumbers

Holmes County · Mississippi

ZIP code 39095

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 39095 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
6,652

ZCTA residents

Median income
$36,838

Household, past 12 months

Median home
$93,400

Owner-occupied value

Sales tax
7%

Mississippi state rate

Quick answer

ZIP 39095 sits in Holmes County, Mississippi and is home to 6,652 people. Median household income is $36,838, the median home is worth $93,400 and median gross rent is $604. 64.8% of households own their home, and purchases are taxed at 7% (Mississippi state rate).

County
Holmes County

FIPS 28051

State
Mississippi (MS)

427 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 39095

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
6,652ZIP 39095 residents
Median household income
$36,838Past 12 months, inflation adjusted
Median home value
$93,400Owner-occupied units
Median gross rent
$604Rent plus utilities, monthly
Median age
40.6 yrsAll residents
Homeownership rate
64.8%Owner-occupied households

Sales tax in 39095

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Mississippi levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
2.5×Home value ÷ household income
Est. mortgage
$485/mo20% down, 30-yr at 6.75%
Poverty rate
32.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 39095 compares

ZIP 39095 against the median ZIP in Holmes County and across Mississippi.

MeasureZIP 39095County medianState medianvs state
Median household income$36,838$32,151$49,375-25%
Median home value$93,400$64,900$113,850-18%
Median gross rent$604$589$795-24%
Population6,6522,7962,742+143%

Medians are computed across the 4 ZIP areas in Holmes County and the 427 ZIP areas in Mississippi.

Statewide rank

Where this ZIP places among all 427 Mississippi ZIP areas.

Income

richer than 21% of 379 state ZIPs

#301
Home value

above 31% of 378 state ZIPs

#261
Population

larger than 70% of 427 state ZIPs

#127

Comparable ZIP codes

Mississippi ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
38927Tallahatchie County$36,813$57,100
38683Tippah County$36,992$113,100$563
38701Washington County$36,998$118,200$790
39096Jefferson County$36,638$92,200$1,083
39153Smith County$36,625$103,700$578
39638Amite County$37,051$85,000$574

Nearby ZIP codes

Other ZIP codes filed under Holmes County.

ZIP 39095 questions

Common questions about this ZIP code.

Where is ZIP code 39095?
ZIP 39095 lies mostly in Holmes County, Mississippi. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 39095?
Mississippi charges 7% statewide, plus any county, city or district rate that applies locally.
Is 39095 expensive to live in?
Median rent runs $604 a month, about 20% of median household income, and the median home is worth $93,400-18% against the typical Mississippi ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 39095, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.