Pontotoc County · Mississippi
ZIP code 38869
- Population
- 297
- Median income
- $61,563
- Median home
- $142,500
- Sales tax
- 7%
ZCTA residents
Household, past 12 months
Owner-occupied value
Mississippi state rate
Quick answer
ZIP 38869 sits in Pontotoc County, Mississippi and is home to 297 people. Median household income is $61,563, the median home is worth $142,500 and median gross rent is $686. 57.3% of households own their home, and purchases are taxed at 7% (Mississippi state rate).
- County
- Pontotoc County
- State
- Mississippi (MS)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 28115
427 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 38869
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 297ZIP 38869 residents
- Median household income
- $61,563Past 12 months, inflation adjusted
- Median home value
- $142,500Owner-occupied units
- Median gross rent
- $686Rent plus utilities, monthly
- Median age
- 54.1 yrsAll residents
- Homeownership rate
- 57.3%Owner-occupied households
Sales tax in 38869
What a purchase inside this ZIP costs at checkout.
Mississippi levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 38869 compares
ZIP 38869 against the median ZIP in Pontotoc County and across Mississippi.
| Measure | ZIP 38869 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $61,563 | $58,124 | $49,375 | +25% |
| Median home value | $142,500 | $161,550 | $113,850 | +25% |
| Median gross rent | $686 | $847 | $795 | -14% |
| Population | 297 | 3,106 | 2,742 | -89% |
Medians are computed across the 6 ZIP areas in Pontotoc County and the 427 ZIP areas in Mississippi.
Statewide rank
Where this ZIP places among all 427 Mississippi ZIP areas.
- Income
- #93
- Home value
- #120
- Population
- #385
richer than 75% of 379 state ZIPs
above 68% of 378 state ZIPs
larger than 10% of 427 state ZIPs
Comparable ZIP codes
Mississippi ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Pontotoc County.
ZIP 38869 questions
Common questions about this ZIP code.
- Where is ZIP code 38869?
- ZIP 38869 lies mostly in Pontotoc County, Mississippi. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 38869?
- Mississippi charges 7% statewide, plus any county, city or district rate that applies locally.
- Is 38869 expensive to live in?
- Median rent runs $686 a month, about 13% of median household income, and the median home is worth $142,500 — +25% against the typical Mississippi ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Mississippi Department of Revenue — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.