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ZipNumbers

Union County · Mississippi

ZIP code 38828

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 38828 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
4,532

ZCTA residents

Median income
$54,507

Household, past 12 months

Median home
$144,500

Owner-occupied value

Sales tax
7%

Mississippi state rate

Quick answer

ZIP 38828 sits in Union County, Mississippi and is home to 4,532 people. Median household income is $54,507, the median home is worth $144,500 and median gross rent is $894. 80.7% of households own their home, and purchases are taxed at 7% (Mississippi state rate).

County
Union County

FIPS 28145

State
Mississippi (MS)

427 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 38828

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
4,532ZIP 38828 residents
Median household income
$54,507Past 12 months, inflation adjusted
Median home value
$144,500Owner-occupied units
Median gross rent
$894Rent plus utilities, monthly
Median age
34.7 yrsAll residents
Homeownership rate
80.7%Owner-occupied households

Sales tax in 38828

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Mississippi levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
2.7×Home value ÷ household income
Est. mortgage
$750/mo20% down, 30-yr at 6.75%
Poverty rate
15.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 38828 compares

ZIP 38828 against the median ZIP in Union County and across Mississippi.

MeasureZIP 38828County medianState medianvs state
Median household income$54,507$54,507$49,375+10%
Median home value$144,500$162,400$113,850+27%
Median gross rent$894$894$795+12%
Population4,5325,0722,742+65%

Medians are computed across the 3 ZIP areas in Union County and the 427 ZIP areas in Mississippi.

Statewide rank

Where this ZIP places among all 427 Mississippi ZIP areas.

Income

richer than 61% of 379 state ZIPs

#147
Home value

above 69% of 378 state ZIPs

#116
Population

larger than 61% of 427 state ZIPs

#166

Comparable ZIP codes

Mississippi ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
39531Harrison County$54,599$193,700$1,066
38841Pontotoc County$54,684$180,600$841
38652Union County$54,321$162,400$918
38725Bolivar County$54,750$74,600$495
38957Tallahatchie County$54,750$159,700$667
39082Simpson County$54,769

Nearby ZIP codes

Other ZIP codes filed under Union County.

ZIP 38828 questions

Common questions about this ZIP code.

Where is ZIP code 38828?
ZIP 38828 lies mostly in Union County, Mississippi. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 38828?
Mississippi charges 7% statewide, plus any county, city or district rate that applies locally.
Is 38828 expensive to live in?
Median rent runs $894 a month, about 20% of median household income, and the median home is worth $144,500+27% against the typical Mississippi ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 38828, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.