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ZipNumbers

Marshall County · Mississippi

ZIP code 38685

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 38685 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
983

ZCTA residents

Median income
$45,972

Household, past 12 months

Median home

Owner-occupied value

Sales tax
7%

Mississippi state rate

Quick answer

ZIP 38685 sits in Marshall County, Mississippi and is home to 983 people. Median household income is $45,972, the median home is worth and median gross rent is . 93.3% of households own their home, and purchases are taxed at 7% (Mississippi state rate).

County
Marshall County

FIPS 28093

State
Mississippi (MS)

427 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 38685

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
983ZIP 38685 residents
Median household income
$45,972Past 12 months, inflation adjusted
Median home value
Owner-occupied units
Median gross rent
Rent plus utilities, monthly
Median age
63.7 yrsAll residents
Homeownership rate
93.3%Owner-occupied households

Sales tax in 38685

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Mississippi levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
Median rent ÷ median income
Price-to-income
Home value ÷ household income
Est. mortgage
20% down, 30-yr at 6.75%
Poverty rate
16.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 38685 compares

ZIP 38685 against the median ZIP in Marshall County and across Mississippi.

MeasureZIP 38685County medianState medianvs state
Median household income$45,972$53,441$49,375-7%
Median home value$182,650$113,850
Median gross rent$861$795
Population9832,1172,742-64%

Medians are computed across the 5 ZIP areas in Marshall County and the 427 ZIP areas in Mississippi.

Statewide rank

Where this ZIP places among all 427 Mississippi ZIP areas.

Income

richer than 42% of 379 state ZIPs

#219
Home value

Not published

Population

larger than 23% of 427 state ZIPs

#329

Comparable ZIP codes

Mississippi ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
39358Kemper County$45,982
38850Chickasaw County$45,991$78,500$690
39347Jasper County$45,938$205,300$380
38916Calhoun County$45,918$80,800$658
39428Covington County$45,840$99,500$642
38620Panola County$46,167$105,600$937

Nearby ZIP codes

Other ZIP codes filed under Marshall County.

ZIP 38685 questions

Common questions about this ZIP code.

Where is ZIP code 38685?
ZIP 38685 lies mostly in Marshall County, Mississippi. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 38685?
Mississippi charges 7% statewide, plus any county, city or district rate that applies locally.
Is 38685 expensive to live in?
Median rent runs a month, and the median home is worth against the typical Mississippi ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 38685, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.