ZIP code 38601

ZIP 38601 is a small town in Lafayette County, Mississippi, with 2,531 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #227 of 427 ranked by population — larger than 46% of them. The median age here is 37.3 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 38601 earn a median of $50,568 a year, 35.6% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 8.8% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 38601 is valued at $219,800, 27.6% below the national figure, while median gross rent runs $750 a month, 46.7% below the national figure, or roughly $9,000 across a full year. A household on the local median income would put about 17.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4.3×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 78.8% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 38601 is tabulated inside Lafayette County, Mississippi, one of 6 ZIP areas the Census publishes for that county and 427 across Mississippi. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 38601 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 38601 reports a median household income of $50,568, 24% below the $66,400 county median, and close to the $49,375 typical MS ZIP. Owner-occupied homes are valued at a median of $219,800, 5% below the county figure and 93% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $750 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Mississippi charges 7% statewide, and local governments overlapping 38601 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 38601 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.