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Alcona County · Michigan

ZIP code 49747

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 49747 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,178

ZCTA residents

Median income
$67,639

Household, past 12 months

Median home
$170,200

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 49747 sits in Alcona County, Michigan and is home to 2,178 people. Median household income is $67,639, the median home is worth $170,200 and median gross rent is $875. 95.7% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Alcona County

FIPS 26001

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 49747

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,178ZIP 49747 residents
Median household income
$67,639Past 12 months, inflation adjusted
Median home value
$170,200Owner-occupied units
Median gross rent
$875Rent plus utilities, monthly
Median age
51.4 yrsAll residents
Homeownership rate
95.7%Owner-occupied households

ZIP 49747 in context

How this area compares with national benchmarks.

ZIP 49747 is a small town in Alcona County, Michigan, with 2,178 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #666 of 992 ranked by population — larger than 32% of them. The median age here is 51.4 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 49747 earn a median of $67,639 a year, 13.9% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 10.5% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 49747 is valued at $170,200, 43.9% below the national figure, while median gross rent runs $875 a month, 37.8% below the national figure, or roughly $10,500 across a full year. A household on the local median income would put about 15.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 95.7% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 51.4 puts ZIP 49747 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 49747 in context

How 49747 sits inside Alcona County and Michigan.

ZIP 49747 is tabulated inside Alcona County, Michigan, one of 10 ZIP areas the Census publishes for that county and 992 across Michigan. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 49747 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 49747 reports a median household income of $67,639, 18% above the $57,344 county median, and close to the $66,726 typical MI ZIP. Owner-occupied homes are valued at a median of $170,200, 7% above the county figure and 5% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $875 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Michigan charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 49747.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 49747 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 49747

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
2.5×Home value ÷ household income
Est. mortgage
$883/mo20% down, 30-yr at 6.75%
Poverty rate
10.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 49747 compares

ZIP 49747 against the median ZIP in Alcona County and across Michigan.

MeasureZIP 49747County medianState medianvs state
Median household income$67,639$57,344$66,726+1%
Median home value$170,200$159,550$179,300-5%
Median gross rent$875$875$930-6%
Population2,1781,1094,540-52%

Medians are computed across the 10 ZIP areas in Alcona County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 52% of 963 state ZIPs

#465
Home value

above 45% of 961 state ZIPs

#532
Population

larger than 33% of 992 state ZIPs

#666

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
48075Oakland County$67,630$218,900$1,284
49346Mecosta County$67,627$222,800$861
49076Eaton County$67,614$185,800$904
48653Roscommon County$67,708$161,800$801
49015Calhoun County$67,719$171,000$980
49676Kalkaska County$67,479$241,200$951

Nearby ZIP codes

Other ZIP codes filed under Alcona County.

Adjacent ZIP Codes

Other ZIP codes in Alcona County, Michigan.

ZIP 49747 questions

Common questions about this ZIP code.

Where is ZIP code 49747?
ZIP 49747 lies mostly in Alcona County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 49747?
Michigan charges 6% statewide.
Is 49747 expensive to live in?
Median rent runs $875 a month, about 16% of median household income, and the median home is worth $170,200 — -5% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 49747, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.