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Emmet County · Michigan

ZIP code 49716

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 49716 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,039

ZCTA residents

Median income
$82,438

Household, past 12 months

Median home
$252,100

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 49716 sits in Emmet County, Michigan and is home to 1,039 people. Median household income is $82,438, the median home is worth $252,100 and median gross rent is —. 91.5% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Emmet County

FIPS 26047

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 49716

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,039ZIP 49716 residents
Median household income
$82,438Past 12 months, inflation adjusted
Median home value
$252,100Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
41.5 yrsAll residents
Homeownership rate
91.5%Owner-occupied households

ZIP 49716 in context

How this area compares with national benchmarks.

ZIP 49716 is a small town in Emmet County, Michigan, with 1,039 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #812 of 992 ranked by population — larger than 18% of them. The median age here is 41.5 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 49716 earn a median of $82,438 a year, 5% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 16.6% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 49716 is valued at $252,100, 16.9% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 3.1×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 91.5% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Median income runs above the national figure while poverty also runs above it — a split distribution, not a uniformly comfortable place. Averages hide that; the two numbers together do not.

The Census withheld gross rent for ZIP 49716 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 49716 in context

How 49716 sits inside Emmet County and Michigan.

ZIP 49716 is tabulated inside Emmet County, Michigan, one of 10 ZIP areas the Census publishes for that county and 992 across Michigan. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 49716 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 49716 reports a median household income of $82,438, 27% above the $64,792 county median, and 24% above the $66,726 typical MI ZIP. Owner-occupied homes are valued at a median of $252,100, 16% above the county figure and 41% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Michigan charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 49716.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 49716 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 49716

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
3.1×Home value ÷ household income
Est. mortgage
$1,308/mo20% down, 30-yr at 6.75%
Poverty rate
16.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 49716 compares

ZIP 49716 against the median ZIP in Emmet County and across Michigan.

MeasureZIP 49716County medianState medianvs state
Median household income$82,438$64,792$66,726+24%
Median home value$252,100$217,000$179,300+41%
Median gross rent—$950$930—
Population1,0391,4154,540-77%

Medians are computed across the 10 ZIP areas in Emmet County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 77% of 963 state ZIPs

#225
Home value

above 78% of 961 state ZIPs

#214
Population

larger than 18% of 992 state ZIPs

#812

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
48189Washtenaw County$82,433$286,200$1,228
48856Gratiot County$82,500$141,900$700
49009Kalamazoo County$82,364$330,300$1,089
49325Barry County$82,361$309,700$914
49424Ottawa County$82,353$270,000$1,157
49403Ottawa County$82,297$258,900$1,125

Nearby ZIP codes

Other ZIP codes filed under Emmet County.

Adjacent ZIP Codes

Other ZIP codes in Emmet County, Michigan.

ZIP 49716 questions

Common questions about this ZIP code.

Where is ZIP code 49716?
ZIP 49716 lies mostly in Emmet County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 49716?
Michigan charges 6% statewide.
Is 49716 expensive to live in?
Median rent runs — a month, and the median home is worth $252,100 — +41% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 49716, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.