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ZipNumbers

Grand Traverse County · Michigan

ZIP code 49696

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 49696 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
10,570

ZCTA residents

Median income
$96,138

Household, past 12 months

Median home
$289,300

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 49696 sits in Grand Traverse County, Michigan and is home to 10,570 people. Median household income is $96,138, the median home is worth $289,300 and median gross rent is $1,309. 92.2% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Grand Traverse County

FIPS 26055

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 49696

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
10,570ZIP 49696 residents
Median household income
$96,138Past 12 months, inflation adjusted
Median home value
$289,300Owner-occupied units
Median gross rent
$1,309Rent plus utilities, monthly
Median age
43.8 yrsAll residents
Homeownership rate
92.2%Owner-occupied households

Sales tax in 49696

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
3.0×Home value ÷ household income
Est. mortgage
$1,501/mo20% down, 30-yr at 6.75%
Poverty rate
4.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 49696 compares

ZIP 49696 against the median ZIP in Grand Traverse County and across Michigan.

MeasureZIP 49696County medianState medianvs state
Median household income$96,138$74,871$66,726+44%
Median home value$289,300$289,300$179,300+61%
Median gross rent$1,309$1,279$930+41%
Population10,5707,2934,540+133%

Medians are computed across the 7 ZIP areas in Grand Traverse County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 87% of 963 state ZIPs

#123
Home value

above 85% of 961 state ZIPs

#148
Population

larger than 68% of 992 state ZIPs

#317

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
48335Oakland County$96,359$366,500$1,451
48623Saginaw County$96,371$230,300$1,176
49267Monroe County$96,389$244,500$858
48451Genesee County$95,616$268,600$973
49333Barry County$95,577$295,900$1,129
48094Macomb County$96,781$399,100$1,339

Nearby ZIP codes

Other ZIP codes filed under Grand Traverse County.

ZIP 49696 questions

Common questions about this ZIP code.

Where is ZIP code 49696?
ZIP 49696 lies mostly in Grand Traverse County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 49696?
Michigan charges 6% statewide.
Is 49696 expensive to live in?
Median rent runs $1,309 a month, about 16% of median household income, and the median home is worth $289,300+61% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 49696, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.