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Wexford County · Michigan

ZIP code 49663

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 49663 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
6,132

ZCTA residents

Median income
$55,513

Household, past 12 months

Median home
$144,400

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 49663 sits in Wexford County, Michigan and is home to 6,132 people. Median household income is $55,513, the median home is worth $144,400 and median gross rent is $795. 84.5% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Wexford County

FIPS 26165

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 49663

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
6,132ZIP 49663 residents
Median household income
$55,513Past 12 months, inflation adjusted
Median home value
$144,400Owner-occupied units
Median gross rent
$795Rent plus utilities, monthly
Median age
37 yrsAll residents
Homeownership rate
84.5%Owner-occupied households

ZIP 49663 in context

How this area compares with national benchmarks.

ZIP 49663 is a mid-size town in Wexford County, Michigan, with 6,132 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #426 of 992 ranked by population — larger than 57% of them. The median age here is 37 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 49663 earn a median of $55,513 a year, 29.3% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 10.7% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 49663 is valued at $144,400, 52.4% below the national figure, while median gross rent runs $795 a month, 43.5% below the national figure, or roughly $9,540 across a full year. A household on the local median income would put about 17.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.6×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 84.5% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 49663 in context

How 49663 sits inside Wexford County and Michigan.

ZIP 49663 is tabulated inside Wexford County, Michigan, one of 5 ZIP areas the Census publishes for that county and 992 across Michigan. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 49663 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 49663 reports a median household income of $55,513, close to the $55,513 county median, and 17% below the $66,726 typical MI ZIP. Owner-occupied homes are valued at a median of $144,400, close to the county figure and 19% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $795 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Michigan charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 49663.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 49663 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 49663

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
17%Median rent ÷ median income
Price-to-income
2.6×Home value ÷ household income
Est. mortgage
$749/mo20% down, 30-yr at 6.75%
Poverty rate
10.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 49663 compares

ZIP 49663 against the median ZIP in Wexford County and across Michigan.

MeasureZIP 49663County medianState medianvs state
Median household income$55,513$55,513$66,726-17%
Median home value$144,400$146,100$179,300-19%
Median gross rent$795$1,063$930-15%
Population6,1323,5364,540+35%

Medians are computed across the 5 ZIP areas in Wexford County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 23% of 963 state ZIPs

#744
Home value

above 28% of 961 state ZIPs

#690
Population

larger than 57% of 992 state ZIPs

#426

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
49047Cass County$55,469$182,000$750
49340Mecosta County$55,568$150,000$697
48612Gladwin County$55,445$156,700$694
48221Wayne County$55,583$138,700$1,174
48466Sanilac County$55,430$135,800$747
48033Oakland County$55,599$195,100$1,242

Nearby ZIP codes

Other ZIP codes filed under Wexford County.

Adjacent ZIP Codes

Other ZIP codes in Wexford County, Michigan.

ZIP 49663 questions

Common questions about this ZIP code.

Where is ZIP code 49663?
ZIP 49663 lies mostly in Wexford County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 49663?
Michigan charges 6% statewide.
Is 49663 expensive to live in?
Median rent runs $795 a month, about 17% of median household income, and the median home is worth $144,400 — -19% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 49663, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.