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ZipNumbers

Benzie County · Michigan

ZIP code 49643

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 49643 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
7,486

ZCTA residents

Median income
$81,061

Household, past 12 months

Median home
$247,300

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 49643 sits in Benzie County, Michigan and is home to 7,486 people. Median household income is $81,061, the median home is worth $247,300 and median gross rent is $900. 87.6% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Benzie County

FIPS 26019

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 49643

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
7,486ZIP 49643 residents
Median household income
$81,061Past 12 months, inflation adjusted
Median home value
$247,300Owner-occupied units
Median gross rent
$900Rent plus utilities, monthly
Median age
39.9 yrsAll residents
Homeownership rate
87.6%Owner-occupied households

Sales tax in 49643

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
13%Median rent ÷ median income
Price-to-income
3.1×Home value ÷ household income
Est. mortgage
$1,283/mo20% down, 30-yr at 6.75%
Poverty rate
9.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 49643 compares

ZIP 49643 against the median ZIP in Benzie County and across Michigan.

MeasureZIP 49643County medianState medianvs state
Median household income$81,061$76,468$66,726+21%
Median home value$247,300$257,650$179,300+38%
Median gross rent$900$805$930-3%
Population7,4862,7144,540+65%

Medians are computed across the 8 ZIP areas in Benzie County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 74% of 963 state ZIPs

#248
Home value

above 75% of 961 state ZIPs

#238
Population

larger than 61% of 992 state ZIPs

#386

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
49230Jackson County$81,052$252,800$1,116
48460Shiawassee County$81,146$200,100$713
49877Dickinson County$81,146$137,500
49246Jackson County$81,181$230,100$773
48433Genesee County$81,301$197,400$982
48857Shiawassee County$81,319$130,300$1,223

Nearby ZIP codes

Other ZIP codes filed under Benzie County.

ZIP 49643 questions

Common questions about this ZIP code.

Where is ZIP code 49643?
ZIP 49643 lies mostly in Benzie County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 49643?
Michigan charges 6% statewide.
Is 49643 expensive to live in?
Median rent runs $900 a month, about 13% of median household income, and the median home is worth $247,300+38% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 49643, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.