Skip to content
ZipNumbers

Berrien County · Michigan

ZIP code 49085

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 49085 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
23,575

ZCTA residents

Median income
$101,763

Household, past 12 months

Median home
$287,300

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 49085 sits in Berrien County, Michigan and is home to 23,575 people. Median household income is $101,763, the median home is worth $287,300 and median gross rent is $1,099. 77.7% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Berrien County

FIPS 26021

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 49085

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
23,575ZIP 49085 residents
Median household income
$101,763Past 12 months, inflation adjusted
Median home value
$287,300Owner-occupied units
Median gross rent
$1,099Rent plus utilities, monthly
Median age
45.4 yrsAll residents
Homeownership rate
77.7%Owner-occupied households

Sales tax in 49085

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
13%Median rent ÷ median income
Price-to-income
2.8×Home value ÷ household income
Est. mortgage
$1,491/mo20% down, 30-yr at 6.75%
Poverty rate
4.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 49085 compares

ZIP 49085 against the median ZIP in Berrien County and across Michigan.

MeasureZIP 49085County medianState medianvs state
Median household income$101,763$65,410$66,726+53%
Median home value$287,300$224,500$179,300+60%
Median gross rent$1,099$964$930+18%
Population23,5753,1214,540+419%

Medians are computed across the 23 ZIP areas in Berrien County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 91% of 963 state ZIPs

#90
Home value

above 84% of 961 state ZIPs

#152
Population

larger than 85% of 992 state ZIPs

#150

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
49630Leelanau County$101,875$440,200$1,042
49316Kent County$101,548$338,800$1,299
49453Allegan County$101,250$487,400$766
48316Macomb County$101,232$362,100$1,380
49075St. Joseph County$100,833$63,300
48438Genesee County$100,759$309,000$1,353

Nearby ZIP codes

Other ZIP codes filed under Berrien County.

ZIP 49085 questions

Common questions about this ZIP code.

Where is ZIP code 49085?
ZIP 49085 lies mostly in Berrien County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 49085?
Michigan charges 6% statewide.
Is 49085 expensive to live in?
Median rent runs $1,099 a month, about 13% of median household income, and the median home is worth $287,300+60% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 49085, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.