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ZipNumbers

St. Joseph County · Michigan

ZIP code 49030

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 49030 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,435

ZCTA residents

Median income
$64,539

Household, past 12 months

Median home
$119,300

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 49030 sits in St. Joseph County, Michigan and is home to 2,435 people. Median household income is $64,539, the median home is worth $119,300 and median gross rent is $1,076. 83.4% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
St. Joseph County

FIPS 26149

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 49030

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,435ZIP 49030 residents
Median household income
$64,539Past 12 months, inflation adjusted
Median home value
$119,300Owner-occupied units
Median gross rent
$1,076Rent plus utilities, monthly
Median age
38.1 yrsAll residents
Homeownership rate
83.4%Owner-occupied households

Sales tax in 49030

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
1.8×Home value ÷ household income
Est. mortgage
$619/mo20% down, 30-yr at 6.75%
Poverty rate
10.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 49030 compares

ZIP 49030 against the median ZIP in St. Joseph County and across Michigan.

MeasureZIP 49030County medianState medianvs state
Median household income$64,539$65,313$66,726-3%
Median home value$119,300$165,250$179,300-33%
Median gross rent$1,076$824$930+16%
Population2,4353,3554,540-46%

Medians are computed across the 10 ZIP areas in St. Joseph County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 45% of 963 state ZIPs

#531
Home value

above 14% of 961 state ZIPs

#826
Population

larger than 35% of 992 state ZIPs

#640

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
48001St. Clair County$64,538$250,000$921
48457Genesee County$64,583$164,500$864
48464Lapeer County$64,464$186,600$1,367
48655Saginaw County$64,615$157,100$633
48195Wayne County$64,635$165,400$1,102
49337Newaygo County$64,442$191,000$1,021

Nearby ZIP codes

Other ZIP codes filed under St. Joseph County.

ZIP 49030 questions

Common questions about this ZIP code.

Where is ZIP code 49030?
ZIP 49030 lies mostly in St. Joseph County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 49030?
Michigan charges 6% statewide.
Is 49030 expensive to live in?
Median rent runs $1,076 a month, about 20% of median household income, and the median home is worth $119,300-33% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 49030, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.