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Ingham County · Michigan

ZIP code 48910

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 48910 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
32,801

ZCTA residents

Median income
$52,154

Household, past 12 months

Median home
$117,600

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 48910 sits in Ingham County, Michigan and is home to 32,801 people. Median household income is $52,154, the median home is worth $117,600 and median gross rent is $1,003. 58.3% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Ingham County

FIPS 26065

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 48910

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
32,801ZIP 48910 residents
Median household income
$52,154Past 12 months, inflation adjusted
Median home value
$117,600Owner-occupied units
Median gross rent
$1,003Rent plus utilities, monthly
Median age
34.2 yrsAll residents
Homeownership rate
58.3%Owner-occupied households

ZIP 48910 in context

How this area compares with national benchmarks.

ZIP 48910 is a small city in Ingham County, Michigan, with 32,801 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #71 of 992 ranked by population — larger than 92% of them. The median age here is 34.2 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 48910 earn a median of $52,154 a year, 33.6% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 17% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 48910 is valued at $117,600, 61.2% below the national figure, while median gross rent runs $1,003 a month, 28.7% below the national figure, or roughly $12,036 across a full year. A household on the local median income would put about 23.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 2.3×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 58.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 48910 in context

How 48910 sits inside Ingham County and Michigan.

ZIP 48910 is tabulated inside Ingham County, Michigan, one of 18 ZIP areas the Census publishes for that county and 992 across Michigan. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 48910 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 48910 reports a median household income of $52,154, 33% below the $78,115 county median, and 22% below the $66,726 typical MI ZIP. Owner-occupied homes are valued at a median of $117,600, 42% below the county figure and 34% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,003 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Michigan charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 48910.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 48910 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 48910

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
23%Median rent ÷ median income
Price-to-income
2.3×Home value ÷ household income
Est. mortgage
$610/mo20% down, 30-yr at 6.75%
Poverty rate
17%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 48910 compares

ZIP 48910 against the median ZIP in Ingham County and across Michigan.

MeasureZIP 48910County medianState medianvs state
Median household income$52,154$78,115$66,726-22%
Median home value$117,600$204,150$179,300-34%
Median gross rent$1,003$1,019$930+8%
Population32,80111,2114,540+622%

Medians are computed across the 18 ZIP areas in Ingham County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 16% of 963 state ZIPs

#806
Home value

above 13% of 961 state ZIPs

#834
Population

larger than 93% of 992 state ZIPs

#71

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
49444Muskegon County$52,143$159,200$941
49879Marquette County$52,188$89,800$905
49935Iron County$52,254$103,800$445
49001Kalamazoo County$52,327$139,600$1,055
48621Oscoda County$52,353$135,900$731
48878Isabella County$51,875$139,300$580

Nearby ZIP codes

Other ZIP codes filed under Ingham County.

Adjacent ZIP Codes

Other ZIP codes in Ingham County, Michigan.

ZIP 48910 questions

Common questions about this ZIP code.

Where is ZIP code 48910?
ZIP 48910 lies mostly in Ingham County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 48910?
Michigan charges 6% statewide.
Is 48910 expensive to live in?
Median rent runs $1,003 a month, about 23% of median household income, and the median home is worth $117,600 — -34% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 48910, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.