
Gratiot County · Michigan
ZIP code 48874
- Population
- 160
- Median income
- $73,988
- Median home
- $108,900
- Sales tax
- 6%
ZCTA residents
Household, past 12 months
Owner-occupied value
Michigan state rate
Quick answer
ZIP 48874 sits in Gratiot County, Michigan and is home to 160 people. Median household income is $73,988, the median home is worth $108,900 and median gross rent is —. 100% of households own their home, and purchases are taxed at 6% (Michigan state rate).
- County
- Gratiot County
- State
- Michigan (MI)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 26057
992 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 48874
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 160ZIP 48874 residents
- Median household income
- $73,988Past 12 months, inflation adjusted
- Median home value
- $108,900Owner-occupied units
- Median gross rent
- —Rent plus utilities, monthly
- Median age
- 35.1 yrsAll residents
- Homeownership rate
- 100%Owner-occupied households
ZIP 48874 in context
How this area compares with national benchmarks.
ZIP 48874 is a very small community in Gratiot County, Michigan, with 160 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #942 of 992 ranked by population — larger than 5% of them. The median age here is 35.1 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.
Households in ZIP 48874 earn a median of $73,988 a year, 5.8% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 0% of residents here, less than half the 12.4% national rate.
The typical owner-occupied home in ZIP 48874 is valued at $108,900, 64.1% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 1.5×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 100% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.
With 160 residents, a handful of survey responses moves every median on this page. Compare ZIP 48874 against its county rather than against national figures.
The Census withheld gross rent for ZIP 48874 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.
Reading ZIP 48874 in context
How 48874 sits inside Gratiot County and Michigan.
ZIP 48874 is tabulated inside Gratiot County, Michigan, one of 14 ZIP areas the Census publishes for that county and 992 across Michigan. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 48874 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 48874 reports a median household income of $73,988, 18% above the $62,501 county median, and 11% above the $66,726 typical MI ZIP. Owner-occupied homes are valued at a median of $108,900, 17% below the county figure and 39% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.
Michigan charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 48874.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 48874 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 48874
What a purchase inside this ZIP costs at checkout.
Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 48874 compares
ZIP 48874 against the median ZIP in Gratiot County and across Michigan.
| Measure | ZIP 48874 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $73,988 | $62,501 | $66,726 | +11% |
| Median home value | $108,900 | $132,000 | $179,300 | -39% |
| Median gross rent | — | $819 | $930 | — |
| Population | 160 | 1,659 | 4,540 | -96% |
Medians are computed across the 14 ZIP areas in Gratiot County and the 992 ZIP areas in Michigan.
Statewide rank
Where this ZIP places among all 992 Michigan ZIP areas.
- Income
- #358
- Home value
- #869
- Population
- #942
richer than 63% of 963 state ZIPs
above 10% of 961 state ZIPs
larger than 5% of 992 state ZIPs
Comparable ZIP codes
Michigan ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Gratiot County.
Adjacent ZIP Codes
Other ZIP codes in Gratiot County, Michigan.
ZIP 48874 questions
Common questions about this ZIP code.
- Where is ZIP code 48874?
- ZIP 48874 lies mostly in Gratiot County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 48874?
- Michigan charges 6% statewide.
- Is 48874 expensive to live in?
- Median rent runs — a month, and the median home is worth $108,900 — -39% against the typical Michigan ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Michigan Department of Treasury — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.