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ZipNumbers

Arenac County · Michigan

ZIP code 48765

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 48765 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
571

ZCTA residents

Median income
$46,458

Household, past 12 months

Median home
$142,500

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 48765 sits in Arenac County, Michigan and is home to 571 people. Median household income is $46,458, the median home is worth $142,500 and median gross rent is $575. 93.1% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Arenac County

FIPS 26011

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 48765

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
571ZIP 48765 residents
Median household income
$46,458Past 12 months, inflation adjusted
Median home value
$142,500Owner-occupied units
Median gross rent
$575Rent plus utilities, monthly
Median age
57.8 yrsAll residents
Homeownership rate
93.1%Owner-occupied households

Sales tax in 48765

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
3.1×Home value ÷ household income
Est. mortgage
$739/mo20% down, 30-yr at 6.75%
Poverty rate
13%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 48765 compares

ZIP 48765 against the median ZIP in Arenac County and across Michigan.

MeasureZIP 48765County medianState medianvs state
Median household income$46,458$54,028$66,726-30%
Median home value$142,500$117,900$179,300-21%
Median gross rent$575$750$930-38%
Population5712,0564,540-87%

Medians are computed across the 6 ZIP areas in Arenac County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 10% of 963 state ZIPs

#871
Home value

above 27% of 961 state ZIPs

#699
Population

larger than 12% of 992 state ZIPs

#873

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
48340Oakland County$46,474$105,800$1,096
48654Ogemaw County$46,563$134,200$635
48852Montcalm County$46,250$94,000
49631Osceola County$46,250$120,700$796
49805Keweenaw County$46,250$115,600
48217Wayne County$46,671$45,100$1,083

Nearby ZIP codes

Other ZIP codes filed under Arenac County.

ZIP 48765 questions

Common questions about this ZIP code.

Where is ZIP code 48765?
ZIP 48765 lies mostly in Arenac County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 48765?
Michigan charges 6% statewide.
Is 48765 expensive to live in?
Median rent runs $575 a month, about 15% of median household income, and the median home is worth $142,500-21% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 48765, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.