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ZipNumbers

Ogemaw County · Michigan

ZIP code 48635

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 48635 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,535

ZCTA residents

Median income
$59,861

Household, past 12 months

Median home
$135,400

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 48635 sits in Ogemaw County, Michigan and is home to 1,535 people. Median household income is $59,861, the median home is worth $135,400 and median gross rent is . 95.3% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Ogemaw County

FIPS 26129

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 48635

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,535ZIP 48635 residents
Median household income
$59,861Past 12 months, inflation adjusted
Median home value
$135,400Owner-occupied units
Median gross rent
Rent plus utilities, monthly
Median age
59.3 yrsAll residents
Homeownership rate
95.3%Owner-occupied households

Sales tax in 48635

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
Median rent ÷ median income
Price-to-income
2.3×Home value ÷ household income
Est. mortgage
$703/mo20% down, 30-yr at 6.75%
Poverty rate
16%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 48635 compares

ZIP 48635 against the median ZIP in Ogemaw County and across Michigan.

MeasureZIP 48635County medianState medianvs state
Median household income$59,861$46,563$66,726-10%
Median home value$135,400$134,200$179,300-24%
Median gross rent$839$930
Population1,5352,4554,540-66%

Medians are computed across the 5 ZIP areas in Ogemaw County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 33% of 963 state ZIPs

#642
Home value

above 22% of 961 state ZIPs

#750
Population

larger than 26% of 992 state ZIPs

#737

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
49783Chippewa County$59,847$146,400$782
48456Sanilac County$59,904$145,800$842
49668Wexford County$59,730$146,100$1,077
48426Sanilac County$59,727$119,500$805
48884Montcalm County$60,000$168,700$912
49876Dickinson County$59,688$117,200

Nearby ZIP codes

Other ZIP codes filed under Ogemaw County.

ZIP 48635 questions

Common questions about this ZIP code.

Where is ZIP code 48635?
ZIP 48635 lies mostly in Ogemaw County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 48635?
Michigan charges 6% statewide.
Is 48635 expensive to live in?
Median rent runs a month, and the median home is worth $135,400-24% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 48635, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.