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Oakland County · Michigan

ZIP code 48381

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 48381 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
13,737

ZCTA residents

Median income
$103,156

Household, past 12 months

Median home
$386,800

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 48381 sits in Oakland County, Michigan and is home to 13,737 people. Median household income is $103,156, the median home is worth $386,800 and median gross rent is $1,146. 81.3% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Oakland County

FIPS 26125

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 48381

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
13,737ZIP 48381 residents
Median household income
$103,156Past 12 months, inflation adjusted
Median home value
$386,800Owner-occupied units
Median gross rent
$1,146Rent plus utilities, monthly
Median age
41.4 yrsAll residents
Homeownership rate
81.3%Owner-occupied households

ZIP 48381 in context

How this area compares with national benchmarks.

ZIP 48381 is a mid-size town in Oakland County, Michigan, with 13,737 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #272 of 992 ranked by population — larger than 72% of them. The median age here is 41.4 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 48381 earn a median of $103,156 a year, 31.3% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 5.6% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 48381 is valued at $386,800, 27.5% above the national figure, while median gross rent runs $1,146 a month, 18.5% below the national figure, or roughly $13,752 across a full year. A household on the local median income would put about 13.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 81.3% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 48381 in context

How 48381 sits inside Oakland County and Michigan.

ZIP 48381 is tabulated inside Oakland County, Michigan, one of 68 ZIP areas the Census publishes for that county and 992 across Michigan. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 48381 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 48381 reports a median household income of $103,156, close to the $103,870 county median, and 55% above the $66,726 typical MI ZIP. Owner-occupied homes are valued at a median of $386,800, 17% above the county figure and 116% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,146 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Michigan charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 48381.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 48381 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 48381

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
13%Median rent ÷ median income
Price-to-income
3.7×Home value ÷ household income
Est. mortgage
$2,007/mo20% down, 30-yr at 6.75%
Poverty rate
5.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 48381 compares

ZIP 48381 against the median ZIP in Oakland County and across Michigan.

MeasureZIP 48381County medianState medianvs state
Median household income$103,156$103,870$66,726+55%
Median home value$386,800$329,450$179,300+116%
Median gross rent$1,146$1,360$930+23%
Population13,73719,4974,540+203%

Medians are computed across the 68 ZIP areas in Oakland County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 91% of 963 state ZIPs

#87
Home value

above 95% of 961 state ZIPs

#51
Population

larger than 73% of 992 state ZIPs

#272

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
49088Kalamazoo County$103,140$261,900—
48821Eaton County$103,652$237,700$1,003
48356Oakland County$103,708$314,500$838
48462Oakland County$103,739$318,100$940
48154Wayne County$103,763$285,800$1,197
48367Oakland County$104,000$386,500$1,133

Nearby ZIP codes

Other ZIP codes filed under Oakland County.

Adjacent ZIP Codes

Other ZIP codes in Oakland County, Michigan.

ZIP 48381 questions

Common questions about this ZIP code.

Where is ZIP code 48381?
ZIP 48381 lies mostly in Oakland County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 48381?
Michigan charges 6% statewide.
Is 48381 expensive to live in?
Median rent runs $1,146 a month, about 13% of median household income, and the median home is worth $386,800 — +116% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 48381, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.