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Somerset County · Maryland

ZIP code 21890

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 21890 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
3,248

ZCTA residents

Median income
—

Household, past 12 months

Median home
—

Owner-occupied value

Sales tax
6%

Maryland state rate

Quick answer

ZIP 21890 sits in Somerset County, Maryland and is home to 3,248 people. Median household income is —, the median home is worth — and median gross rent is —. — of households own their home, and purchases are taxed at 6% (Maryland state rate).

County
Somerset County

FIPS 24039

State
Maryland (MD)

477 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 21890

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
3,248ZIP 21890 residents
Median household income
—Past 12 months, inflation adjusted
Median home value
—Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
35.2 yrsAll residents
Homeownership rate
—Owner-occupied households

ZIP 21890 in context

How this area compares with national benchmarks.

ZIP 21890 is a small town in Somerset County, Maryland, with 3,248 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #264 of 477 ranked by population — larger than 44% of them. The median age here is 35.2 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 21890 earn a median of not published a year. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches an unpublished share of residents here.

The typical owner-occupied home in ZIP 21890 is valued at not published, while median gross rent runs not published a month. The homeownership rate is not published. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

The Census withheld household income, home value, gross rent, poverty rate for ZIP 21890 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 21890 in context

How 21890 sits inside Somerset County and Maryland.

ZIP 21890 is tabulated inside Somerset County, Maryland, one of 9 ZIP areas the Census publishes for that county and 477 across Maryland. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 21890 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 21890 reports a median household income of not published. Owner-occupied homes are valued at a median of not published. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Maryland charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 21890.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 21890 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 21890

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Maryland levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
—Home value ÷ household income
Est. mortgage
—20% down, 30-yr at 6.75%
Poverty rate
—Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 21890 compares

ZIP 21890 against the median ZIP in Somerset County and across Maryland.

MeasureZIP 21890County medianState medianvs state
Median household income—$53,139$104,338—
Median home value—$159,600$401,000—
Median gross rent—$973$1,600—
Population3,2481,6354,995-35%

Medians are computed across the 9 ZIP areas in Somerset County and the 477 ZIP areas in Maryland.

Statewide rank

Where this ZIP places among all 477 Maryland ZIP areas.

Income

Not published

—
Home value

Not published

—
Population

larger than 45% of 477 state ZIPs

#264

Nearby ZIP codes

Other ZIP codes filed under Somerset County.

Adjacent ZIP Codes

Other ZIP codes in Somerset County, Maryland.

ZIP 21890 questions

Common questions about this ZIP code.

Where is ZIP code 21890?
ZIP 21890 lies mostly in Somerset County, Maryland. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 21890?
Maryland charges 6% statewide.
Is 21890 expensive to live in?
Median rent runs — a month, and the median home is worth — — — against the typical Maryland ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 21890, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.