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Washington County · Maryland

ZIP code 21742

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 21742 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
35,114

ZCTA residents

Median income
$80,533

Household, past 12 months

Median home
$280,100

Owner-occupied value

Sales tax
6%

Maryland state rate

Quick answer

ZIP 21742 sits in Washington County, Maryland and is home to 35,114 people. Median household income is $80,533, the median home is worth $280,100 and median gross rent is $1,267. 66.6% of households own their home, and purchases are taxed at 6% (Maryland state rate).

County
Washington County

FIPS 24043

State
Maryland (MD)

477 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 21742

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
35,114ZIP 21742 residents
Median household income
$80,533Past 12 months, inflation adjusted
Median home value
$280,100Owner-occupied units
Median gross rent
$1,267Rent plus utilities, monthly
Median age
41.3 yrsAll residents
Homeownership rate
66.6%Owner-occupied households

ZIP 21742 in context

How this area compares with national benchmarks.

ZIP 21742 is a small city in Washington County, Maryland, with 35,114 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #64 of 477 ranked by population — larger than 86% of them. The median age here is 41.3 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 21742 earn a median of $80,533 a year, 2.5% above the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 11.3% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 21742 is valued at $280,100, 7.7% below the national figure, while median gross rent runs $1,267 a month, 9.9% below the national figure, or roughly $15,204 across a full year. A household on the local median income would put about 18.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 66.6% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 21742 in context

How 21742 sits inside Washington County and Maryland.

ZIP 21742 is tabulated inside Washington County, Maryland, one of 18 ZIP areas the Census publishes for that county and 477 across Maryland. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 21742 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 21742 reports a median household income of $80,533, 4% below the $83,542 county median, and 23% below the $104,338 typical MD ZIP. Owner-occupied homes are valued at a median of $280,100, close to the county figure and 30% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,267 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Maryland charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 21742.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 21742 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 21742

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Maryland levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
3.5×Home value ÷ household income
Est. mortgage
$1,453/mo20% down, 30-yr at 6.75%
Poverty rate
11.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 21742 compares

ZIP 21742 against the median ZIP in Washington County and across Maryland.

MeasureZIP 21742County medianState medianvs state
Median household income$80,533$83,542$104,338-23%
Median home value$280,100$280,100$401,000-30%
Median gross rent$1,267$1,092$1,600-21%
Population35,1142,7944,995+603%

Medians are computed across the 18 ZIP areas in Washington County and the 477 ZIP areas in Maryland.

Statewide rank

Where this ZIP places among all 477 Maryland ZIP areas.

Income

richer than 24% of 428 state ZIPs

#325
Home value

above 24% of 425 state ZIPs

#325
Population

larger than 87% of 477 state ZIPs

#64

Comparable ZIP codes

Maryland ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
20745Prince George's County$80,649$351,500$1,564
21779Washington County$80,743$551,400$1,208
21668Queen Anne's County$80,938$349,300—
21918Cecil County$81,026$293,800$1,008
20680St. Mary's County$81,125$392,400—
21226Baltimore city$79,712$318,500$1,338

Nearby ZIP codes

Other ZIP codes filed under Washington County.

Adjacent ZIP Codes

Other ZIP codes in Washington County, Maryland.

ZIP 21742 questions

Common questions about this ZIP code.

Where is ZIP code 21742?
ZIP 21742 lies mostly in Washington County, Maryland. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 21742?
Maryland charges 6% statewide.
Is 21742 expensive to live in?
Median rent runs $1,267 a month, about 19% of median household income, and the median home is worth $280,100 — -30% against the typical Maryland ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 21742, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.