
Washington County · Maryland
ZIP code 21742
- Population
- 35,114
- Median income
- $80,533
- Median home
- $280,100
- Sales tax
- 6%
ZCTA residents
Household, past 12 months
Owner-occupied value
Maryland state rate
Quick answer
ZIP 21742 sits in Washington County, Maryland and is home to 35,114 people. Median household income is $80,533, the median home is worth $280,100 and median gross rent is $1,267. 66.6% of households own their home, and purchases are taxed at 6% (Maryland state rate).
- County
- Washington County
- State
- Maryland (MD)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 24043
477 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 21742
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 35,114ZIP 21742 residents
- Median household income
- $80,533Past 12 months, inflation adjusted
- Median home value
- $280,100Owner-occupied units
- Median gross rent
- $1,267Rent plus utilities, monthly
- Median age
- 41.3 yrsAll residents
- Homeownership rate
- 66.6%Owner-occupied households
ZIP 21742 in context
How this area compares with national benchmarks.
ZIP 21742 is a small city in Washington County, Maryland, with 35,114 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #64 of 477 ranked by population — larger than 86% of them. The median age here is 41.3 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.
Households in ZIP 21742 earn a median of $80,533 a year, 2.5% above the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 11.3% of residents here, below the 12.4% national rate.
The typical owner-occupied home in ZIP 21742 is valued at $280,100, 7.7% below the national figure, while median gross rent runs $1,267 a month, 9.9% below the national figure, or roughly $15,204 across a full year. A household on the local median income would put about 18.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 66.6% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.
No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Reading ZIP 21742 in context
How 21742 sits inside Washington County and Maryland.
ZIP 21742 is tabulated inside Washington County, Maryland, one of 18 ZIP areas the Census publishes for that county and 477 across Maryland. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 21742 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 21742 reports a median household income of $80,533, 4% below the $83,542 county median, and 23% below the $104,338 typical MD ZIP. Owner-occupied homes are valued at a median of $280,100, close to the county figure and 30% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,267 a month, which is why it reads higher than the advertised rent on a listing for the same unit.
Maryland charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 21742.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 21742 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 21742
What a purchase inside this ZIP costs at checkout.
Maryland levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 21742 compares
ZIP 21742 against the median ZIP in Washington County and across Maryland.
| Measure | ZIP 21742 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $80,533 | $83,542 | $104,338 | -23% |
| Median home value | $280,100 | $280,100 | $401,000 | -30% |
| Median gross rent | $1,267 | $1,092 | $1,600 | -21% |
| Population | 35,114 | 2,794 | 4,995 | +603% |
Medians are computed across the 18 ZIP areas in Washington County and the 477 ZIP areas in Maryland.
Statewide rank
Where this ZIP places among all 477 Maryland ZIP areas.
- Income
- #325
- Home value
- #325
- Population
- #64
richer than 24% of 428 state ZIPs
above 24% of 425 state ZIPs
larger than 87% of 477 state ZIPs
Comparable ZIP codes
Maryland ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Washington County.
Adjacent ZIP Codes
Other ZIP codes in Washington County, Maryland.
ZIP 21742 questions
Common questions about this ZIP code.
- Where is ZIP code 21742?
- ZIP 21742 lies mostly in Washington County, Maryland. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 21742?
- Maryland charges 6% statewide.
- Is 21742 expensive to live in?
- Median rent runs $1,267 a month, about 19% of median household income, and the median home is worth $280,100 — -30% against the typical Maryland ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Comptroller of Maryland — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.