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White County · Illinois

ZIP code 62844

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 62844 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,904

ZCTA residents

Median income
$49,659

Household, past 12 months

Median home
$81,900

Owner-occupied value

Sales tax
6.25%

Illinois state rate

Quick answer

ZIP 62844 sits in White County, Illinois and is home to 1,904 people. Median household income is $49,659, the median home is worth $81,900 and median gross rent is $646. 69.7% of households own their home, and purchases are taxed at 6.25% (Illinois state rate).

County
White County

FIPS 17193

State
Illinois (IL)

1,396 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 62844

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,904ZIP 62844 residents
Median household income
$49,659Past 12 months, inflation adjusted
Median home value
$81,900Owner-occupied units
Median gross rent
$646Rent plus utilities, monthly
Median age
42.9 yrsAll residents
Homeownership rate
69.7%Owner-occupied households

ZIP 62844 in context

How this area compares with national benchmarks.

ZIP 62844 is a small town in White County, Illinois, with 1,904 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #688 of 1,396 ranked by population — larger than 50% of them. The median age here is 42.9 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 62844 earn a median of $49,659 a year, 36.8% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 26.1% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 62844 is valued at $81,900, 73% below the national figure, while median gross rent runs $646 a month, 54.1% below the national figure, or roughly $7,752 across a full year. A household on the local median income would put about 15.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 1.6×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 69.7% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 62844 in context

How 62844 sits inside White County and Illinois.

ZIP 62844 is tabulated inside White County, Illinois, one of 10 ZIP areas the Census publishes for that county and 1,396 across Illinois. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 62844 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 62844 reports a median household income of $49,659, close to the $49,531 county median, and 32% below the $72,734 typical IL ZIP. Owner-occupied homes are valued at a median of $81,900, 3% above the county figure and 44% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $646 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Illinois charges 6.25% statewide, and local governments overlapping 62844 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 62844 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 62844

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Illinois levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
1.6×Home value ÷ household income
Est. mortgage
$425/mo20% down, 30-yr at 6.75%
Poverty rate
26.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 62844 compares

ZIP 62844 against the median ZIP in White County and across Illinois.

MeasureZIP 62844County medianState medianvs state
Median household income$49,659$49,531$72,734-32%
Median home value$81,900$79,500$146,900-44%
Median gross rent$646$658$906-29%
Population1,9048441,856+3%

Medians are computed across the 10 ZIP areas in White County and the 1396 ZIP areas in Illinois.

Statewide rank

Where this ZIP places among all 1396 Illinois ZIP areas.

Income

richer than 10% of 1,344 state ZIPs

#1,216
Home value

above 10% of 1,335 state ZIPs

#1,205
Population

larger than 51% of 1,396 state ZIPs

#688

Comparable ZIP codes

Illinois ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
61442Mercer County$49,643$65,000$609
62951Williamson County$49,694$89,600$854
60628Cook County$49,719$158,500$1,168
60959Ford County$49,722$91,000$771
62426Clay County$49,583$75,100$581
62890Franklin County$49,750$99,500$813

Nearby ZIP codes

Other ZIP codes filed under White County.

Adjacent ZIP Codes

Other ZIP codes in White County, Illinois.

ZIP 62844 questions

Common questions about this ZIP code.

Where is ZIP code 62844?
ZIP 62844 lies mostly in White County, Illinois. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 62844?
Illinois charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 62844 expensive to live in?
Median rent runs $646 a month, about 16% of median household income, and the median home is worth $81,900 — -44% against the typical Illinois ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 62844, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.