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Christian County · Illinois

ZIP code 62557

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 62557 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
6,859

ZCTA residents

Median income
$51,769

Household, past 12 months

Median home
$93,600

Owner-occupied value

Sales tax
6.25%

Illinois state rate

Quick answer

ZIP 62557 sits in Christian County, Illinois and is home to 6,859 people. Median household income is $51,769, the median home is worth $93,600 and median gross rent is $684. 73% of households own their home, and purchases are taxed at 6.25% (Illinois state rate).

County
Christian County

FIPS 17021

State
Illinois (IL)

1,396 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 62557

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
6,859ZIP 62557 residents
Median household income
$51,769Past 12 months, inflation adjusted
Median home value
$93,600Owner-occupied units
Median gross rent
$684Rent plus utilities, monthly
Median age
46.9 yrsAll residents
Homeownership rate
73%Owner-occupied households

ZIP 62557 in context

How this area compares with national benchmarks.

ZIP 62557 is a mid-size town in Christian County, Illinois, with 6,859 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #423 of 1,396 ranked by population — larger than 69% of them. The median age here is 46.9 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 62557 earn a median of $51,769 a year, 34.1% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 11.8% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 62557 is valued at $93,600, 69.1% below the national figure, while median gross rent runs $684 a month, 51.4% below the national figure, or roughly $8,208 across a full year. A household on the local median income would put about 15.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 1.8×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 73% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 62557 in context

How 62557 sits inside Christian County and Illinois.

ZIP 62557 is tabulated inside Christian County, Illinois, one of 14 ZIP areas the Census publishes for that county and 1,396 across Illinois. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 62557 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 62557 reports a median household income of $51,769, 26% below the $70,157 county median, and 29% below the $72,734 typical IL ZIP. Owner-occupied homes are valued at a median of $93,600, 10% below the county figure and 36% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $684 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Illinois charges 6.25% statewide, and local governments overlapping 62557 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 62557 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 62557

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Illinois levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
1.8×Home value ÷ household income
Est. mortgage
$486/mo20% down, 30-yr at 6.75%
Poverty rate
11.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 62557 compares

ZIP 62557 against the median ZIP in Christian County and across Illinois.

MeasureZIP 62557County medianState medianvs state
Median household income$51,769$70,157$72,734-29%
Median home value$93,600$104,550$146,900-36%
Median gross rent$684$742$906-25%
Population6,8591,3321,856+270%

Medians are computed across the 14 ZIP areas in Christian County and the 1396 ZIP areas in Illinois.

Statewide rank

Where this ZIP places among all 1396 Illinois ZIP areas.

Income

richer than 12% of 1,344 state ZIPs

#1,180
Home value

above 17% of 1,335 state ZIPs

#1,108
Population

larger than 70% of 1,396 state ZIPs

#423

Comparable ZIP codes

Illinois ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
62522Macon County$51,689$108,300$783
60912Iroquois County$51,667$86,300$726
62051Montgomery County$51,875$99,600$478
60936Ford County$51,952$151,000$802
62863Wabash County$52,073$104,000$772
62655Mason County$51,458$116,300$680

Nearby ZIP codes

Other ZIP codes filed under Christian County.

Adjacent ZIP Codes

Other ZIP codes in Christian County, Illinois.

ZIP 62557 questions

Common questions about this ZIP code.

Where is ZIP code 62557?
ZIP 62557 lies mostly in Christian County, Illinois. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 62557?
Illinois charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 62557 expensive to live in?
Median rent runs $684 a month, about 16% of median household income, and the median home is worth $93,600 — -36% against the typical Illinois ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 62557, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.