
Adams County · Illinois
ZIP code 62338
- Population
- 1,109
- Median income
- $86,339
- Median home
- $173,000
- Sales tax
- 6.25%
ZCTA residents
Household, past 12 months
Owner-occupied value
Illinois state rate
Quick answer
ZIP 62338 sits in Adams County, Illinois and is home to 1,109 people. Median household income is $86,339, the median home is worth $173,000 and median gross rent is —. 95.6% of households own their home, and purchases are taxed at 6.25% (Illinois state rate).
- County
- Adams County
- State
- Illinois (IL)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 17001
1,396 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 62338
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 1,109ZIP 62338 residents
- Median household income
- $86,339Past 12 months, inflation adjusted
- Median home value
- $173,000Owner-occupied units
- Median gross rent
- —Rent plus utilities, monthly
- Median age
- 49 yrsAll residents
- Homeownership rate
- 95.6%Owner-occupied households
ZIP 62338 in context
How this area compares with national benchmarks.
ZIP 62338 is a small town in Adams County, Illinois, with 1,109 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #883 of 1,396 ranked by population — larger than 36% of them. The median age here is 49 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.
Households in ZIP 62338 earn a median of $86,339 a year, 9.9% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 2.1% of residents here, less than half the 12.4% national rate.
The typical owner-occupied home in ZIP 62338 is valued at $173,000, 43% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 95.6% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.
The Census withheld gross rent for ZIP 62338 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.
Reading ZIP 62338 in context
How 62338 sits inside Adams County and Illinois.
ZIP 62338 is tabulated inside Adams County, Illinois, one of 16 ZIP areas the Census publishes for that county and 1,396 across Illinois. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 62338 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 62338 reports a median household income of $86,339, 16% above the $74,375 county median, and 19% above the $72,734 typical IL ZIP. Owner-occupied homes are valued at a median of $173,000, 29% above the county figure and 18% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.
Illinois charges 6.25% statewide, and local governments overlapping 62338 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 62338 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 62338
What a purchase inside this ZIP costs at checkout.
Illinois levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 62338 compares
ZIP 62338 against the median ZIP in Adams County and across Illinois.
| Measure | ZIP 62338 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $86,339 | $74,375 | $72,734 | +19% |
| Median home value | $173,000 | $134,200 | $146,900 | +18% |
| Median gross rent | — | $777 | $906 | — |
| Population | 1,109 | 1,091 | 1,856 | -40% |
Medians are computed across the 16 ZIP areas in Adams County and the 1396 ZIP areas in Illinois.
Statewide rank
Where this ZIP places among all 1396 Illinois ZIP areas.
- Income
- #404
- Home value
- #505
- Population
- #883
richer than 70% of 1,344 state ZIPs
above 62% of 1,335 state ZIPs
larger than 37% of 1,396 state ZIPs
Comparable ZIP codes
Illinois ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Adams County.
Adjacent ZIP Codes
Other ZIP codes in Adams County, Illinois.
ZIP 62338 questions
Common questions about this ZIP code.
- Where is ZIP code 62338?
- ZIP 62338 lies mostly in Adams County, Illinois. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 62338?
- Illinois charges 6.25% statewide, plus any county, city or district rate that applies locally.
- Is 62338 expensive to live in?
- Median rent runs — a month, and the median home is worth $173,000 — +18% against the typical Illinois ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Illinois Department of Revenue — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.