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McDonough County · Illinois

ZIP code 61455

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 61455 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
17,511

ZCTA residents

Median income
$45,048

Household, past 12 months

Median home
$117,900

Owner-occupied value

Sales tax
6.25%

Illinois state rate

Quick answer

ZIP 61455 sits in McDonough County, Illinois and is home to 17,511 people. Median household income is $45,048, the median home is worth $117,900 and median gross rent is $739. 52.6% of households own their home, and purchases are taxed at 6.25% (Illinois state rate).

County
McDonough County

FIPS 17109

State
Illinois (IL)

1,396 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 61455

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
17,511ZIP 61455 residents
Median household income
$45,048Past 12 months, inflation adjusted
Median home value
$117,900Owner-occupied units
Median gross rent
$739Rent plus utilities, monthly
Median age
31.8 yrsAll residents
Homeownership rate
52.6%Owner-occupied households

ZIP 61455 in context

How this area compares with national benchmarks.

ZIP 61455 is a mid-size town in McDonough County, Illinois, with 17,511 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #261 of 1,396 ranked by population — larger than 81% of them. The median age here is 31.8 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 61455 earn a median of $45,048 a year, 42.6% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 25.9% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 61455 is valued at $117,900, 61.1% below the national figure, while median gross rent runs $739 a month, 47.4% below the national figure, or roughly $8,868 across a full year. A household on the local median income would put about 19.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.6×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 52.6% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 61455 in context

How 61455 sits inside McDonough County and Illinois.

ZIP 61455 is tabulated inside McDonough County, Illinois, one of 10 ZIP areas the Census publishes for that county and 1,396 across Illinois. This is a mid-sized ZIP that covers a large share of its county's addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 61455 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 61455 reports a median household income of $45,048, 27% below the $62,072 county median, and 38% below the $72,734 typical IL ZIP. Owner-occupied homes are valued at a median of $117,900, 18% above the county figure and 20% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $739 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Illinois charges 6.25% statewide, and local governments overlapping 61455 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 61455 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 61455

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Illinois levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
2.6×Home value ÷ household income
Est. mortgage
$612/mo20% down, 30-yr at 6.75%
Poverty rate
25.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 61455 compares

ZIP 61455 against the median ZIP in McDonough County and across Illinois.

MeasureZIP 61455County medianState medianvs state
Median household income$45,048$62,072$72,734-38%
Median home value$117,900$100,050$146,900-20%
Median gross rent$739$739$906-18%
Population17,5117181,856+843%

Medians are computed across the 10 ZIP areas in McDonough County and the 1396 ZIP areas in Illinois.

Statewide rank

Where this ZIP places among all 1396 Illinois ZIP areas.

Income

richer than 6% of 1,344 state ZIPs

#1,262
Home value

above 34% of 1,335 state ZIPs

#875
Population

larger than 81% of 1,396 state ZIPs

#261

Comparable ZIP codes

Illinois ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
62932Jackson County$45,050$81,300$734
62340Pike County$45,116$93,400$578
62009Macoupin County$44,875$84,300$823
61101Winnebago County$45,260$89,800$975
61832Vermilion County$45,264$78,400$805
62703Sangamon County$44,580$93,100$971

Nearby ZIP codes

Other ZIP codes filed under McDonough County.

Adjacent ZIP Codes

Other ZIP codes in McDonough County, Illinois.

ZIP 61455 questions

Common questions about this ZIP code.

Where is ZIP code 61455?
ZIP 61455 lies mostly in McDonough County, Illinois. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 61455?
Illinois charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 61455 expensive to live in?
Median rent runs $739 a month, about 20% of median household income, and the median home is worth $117,900 — -20% against the typical Illinois ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 61455, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.