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ZipNumbers

Mercer County · Illinois

ZIP code 61231

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 61231 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
4,958

ZCTA residents

Median income
$66,389

Household, past 12 months

Median home
$141,200

Owner-occupied value

Sales tax
6.25%

Illinois state rate

Quick answer

ZIP 61231 sits in Mercer County, Illinois and is home to 4,958 people. Median household income is $66,389, the median home is worth $141,200 and median gross rent is $772. 70.2% of households own their home, and purchases are taxed at 6.25% (Illinois state rate).

County
Mercer County

FIPS 17131

State
Illinois (IL)

1,396 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 61231

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
4,958ZIP 61231 residents
Median household income
$66,389Past 12 months, inflation adjusted
Median home value
$141,200Owner-occupied units
Median gross rent
$772Rent plus utilities, monthly
Median age
42.6 yrsAll residents
Homeownership rate
70.2%Owner-occupied households

Sales tax in 61231

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Illinois levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
14%Median rent ÷ median income
Price-to-income
2.1×Home value ÷ household income
Est. mortgage
$733/mo20% down, 30-yr at 6.75%
Poverty rate
10%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 61231 compares

ZIP 61231 against the median ZIP in Mercer County and across Illinois.

MeasureZIP 61231County medianState medianvs state
Median household income$66,389$71,154$72,734-9%
Median home value$141,200$126,500$146,900-4%
Median gross rent$772$774$906-15%
Population4,9589601,856+167%

Medians are computed across the 13 ZIP areas in Mercer County and the 1396 ZIP areas in Illinois.

Statewide rank

Where this ZIP places among all 1396 Illinois ZIP areas.

Income

richer than 38% of 1,344 state ZIPs

#833
Home value

above 48% of 1,335 state ZIPs

#700
Population

larger than 66% of 1,396 state ZIPs

#479

Comparable ZIP codes

Illinois ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
62704Sangamon County$66,352$166,900$924
62448Jasper County$66,432$118,200$765
62234Madison County$66,437$162,000$995
60153Cook County$66,498$212,600$1,203
62567Christian County$66,528$115,500$859
60803Cook County$66,555$200,600$1,113

Nearby ZIP codes

Other ZIP codes filed under Mercer County.

ZIP 61231 questions

Common questions about this ZIP code.

Where is ZIP code 61231?
ZIP 61231 lies mostly in Mercer County, Illinois. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 61231?
Illinois charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 61231 expensive to live in?
Median rent runs $772 a month, about 14% of median household income, and the median home is worth $141,200-4% against the typical Illinois ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 61231, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.