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ZipNumbers

Winnebago County · Illinois

ZIP code 61104

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 61104 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
17,584

ZCTA residents

Median income
$32,161

Household, past 12 months

Median home
$83,700

Owner-occupied value

Sales tax
6.25%

Illinois state rate

Quick answer

ZIP 61104 sits in Winnebago County, Illinois and is home to 17,584 people. Median household income is $32,161, the median home is worth $83,700 and median gross rent is $854. 37% of households own their home, and purchases are taxed at 6.25% (Illinois state rate).

County
Winnebago County

FIPS 17201

State
Illinois (IL)

1,396 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 61104

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
17,584ZIP 61104 residents
Median household income
$32,161Past 12 months, inflation adjusted
Median home value
$83,700Owner-occupied units
Median gross rent
$854Rent plus utilities, monthly
Median age
34.6 yrsAll residents
Homeownership rate
37%Owner-occupied households

Sales tax in 61104

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Illinois levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
32%Median rent ÷ median income
Price-to-income
2.6×Home value ÷ household income
Est. mortgage
$434/mo20% down, 30-yr at 6.75%
Poverty rate
39.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 61104 compares

ZIP 61104 against the median ZIP in Winnebago County and across Illinois.

MeasureZIP 61104County medianState medianvs state
Median household income$32,161$73,462$72,734-56%
Median home value$83,700$154,500$146,900-43%
Median gross rent$854$981$906-6%
Population17,58415,8231,856+847%

Medians are computed across the 20 ZIP areas in Winnebago County and the 1396 ZIP areas in Illinois.

Statewide rank

Where this ZIP places among all 1396 Illinois ZIP areas.

Income

richer than 1% of 1,344 state ZIPs

#1,329
Home value

above 11% of 1,335 state ZIPs

#1,194
Population

larger than 81% of 1,396 state ZIPs

#260

Comparable ZIP codes

Illinois ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
62701Sangamon County$32,444$667
60624Cook County$32,607$223,200$1,152
62901Jackson County$32,960$137,600$732
62915Williamson County$31,111$77,500$803
60621Cook County$33,235$161,900$1,017
61820Champaign County$31,031$175,900$1,077

Nearby ZIP codes

Other ZIP codes filed under Winnebago County.

ZIP 61104 questions

Common questions about this ZIP code.

Where is ZIP code 61104?
ZIP 61104 lies mostly in Winnebago County, Illinois. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 61104?
Illinois charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 61104 expensive to live in?
Median rent runs $854 a month, about 32% of median household income, and the median home is worth $83,700-43% against the typical Illinois ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 61104, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.